A scenario that does not describe your rights being violated as a debtor is A. A debt collector calls you every hour between 8 a.m. and 3 p.m.
What are debt collectors allowed to do?Debt collectors are allowed to call you during the daytime from 8 am to 3 pm.
They cannot however call you before 8 am or after 9 pm without your consent as these would be very inconvienient hours. Also, they can't call you at work.
In conclusion, option A is correct.
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In what way can using a credit card be like getting an interest free loan?.
Using a credit card is similar to an interest free loan because it allows to pay ones balance off before one's card's introductory offer ends.
What is credit card?A credit card serves as a card that allows cardholders to borrow funds and it is been issued by bank or financial services company.
This card is similar to having interest free loan because one can actually pay off a parti balance before the end of a card's introductory offer.
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Using your debit card responsibly will increase your credit score slightly, but less than using a credit card will.
The given statement is true that using the debit card responsibly will increase your credit score slightly, but less than using a credit card will.
What is credit card?A credit card is a payment card that is issued to users to inform them of their need to pay a merchant for goods and services based on their outstanding debt.
The credit score will rise slightly if a holder of a card use the debit card responsibly, but not as much as if you use a credit card.
Using of credit Card will increase the credit score, by demonstrating how you manage credit on a regular basis, credit cards are one of the finest strategies to establish credit and enhance your credit scores.
Therefore, the given statement is true.
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#SPJ1
Larue buys an ipod for $150 and a new laptop for $1,200, and signs a one-year employment contract for a $4,800 monthly salary to start at the beginning of the next month. The statute of frauds covers.
As an employee, Larue will be covered by the statute of frauds for the employment contract and the laptop purchase only.
What is a statute of fraud?This statute is a concept that maintains that some types of contracts need to be executed in writing.
This statutse are used for contracts for the sale of land, agreements involving higher worth of goods, contracts lasting one year etc
In conclusion, in this case, Larue will be covered by the statute of frauds for the employment contract and the laptop purchase only.
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Which is not considered a risk management responsibility of the venue manager as they seek to minimize the risks in the event environment of their venue
The merchandise copyright insurance is a policy that will not be considered as a risk management responsibility of the venue manager.
What is a venue manager?These are manager that basically oversee the activities, employees and business associated with a concert facility.
The event certificate of insurance, proper contract administration, and Emergency and crisis management planning will be considered as a risk management responsibility when they seek to minimize the risks in the event environment of their venue.
Therefore, the Option C is correct.
Missing options "Event certificate of insurance, Proper contract administration, Merchandise copyright insurance, Emergency and crisis management planning"
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A depreciation of the u. S. Real exchange rate induces u. S. Consumers to buy:.
A depreciation of the u. S. Real exchange rate induces u. S. Consumers to buy more domestic goods and fewer foreign goods.
What is depreciation?This is a term that is used to refer to the fall in the value of a currency. It is a fall in the currency of a country compared to that of other currencies.
At a time where there is a depreciation, people would want to buy more of the goods that are made in their country.
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How has tesla’s strategic position changed since it was founded in 2003
Tesla's strategic positioning has changed since 2003 from a pricey all-electric vehicle to a more inexpensive one to appeal to many customers.
What is strategic positioning?Strategic positioning refers to the choices a company makes concerning the values it creates, including how that value will be created differently than its competitors.
Every strategic positioning aims to compare, differentiate, and segment the market and competitors' strategies.
Thus, Tesla's strategic position has changed drastically since it was founded in 2003 from being a pricey all-electric vehicle to selling more inexpensive vehicles that appeals to a wider customer range.
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A 3 year annual coupon bond has coupons of 10 per year starting 1 year from now and matures in 3 years for amount 100. The YTM for the bond is 11.8% effective annual. Find the macaulay duration for the bond
The information given shows that the macaulay duration for the bond will be 2.73.
How to calculate the macaulay duration?From the information, the annual coupon bond has coupons of 10 per year starting 1 year from now and matures in 3 years for amount 100 and the YTM for the bond is 11.8% effective annual.
The Macaulay duration for the bond will be:
= [3 × 100(1/1.18)³ + 10(1/1.18) + 2(1/1.18)² + 3(1/1.18)³] / [100(1/1.18)³ + 10(1/1.18) + (1/1.18)² + (1/1.18)³]
= 261.1/95.7
= 2.73
The macaulay duration for the bond is 2.73.
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Q Internal Cost Social Cost P 100 $40 $60 $80 200 $50 $70 $70 300 $60 $80 $60 400 $70 $90 $50 500 $80 $100 $40 600 $90 $110 $30 The market equilibrium occurs where price is ________ and quantity is ________.
Based on the table, we can infer that the equilibrium price for the market would be $60 and the equilibrium quantity would be 300 units.
Where does the market equilibrium occur?The market equilibrium would be at the point where the internal cost is equal to the price.
This point as shown on the table, is when the internal cost is $60.
The quantity at this point is 300 units which makes it the equilibrium quantity with a price of $60.
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The economy has an impact on _____?
a.
which jobs are seasonal
b.
the reasons why workplaces are different
c.
employment and unemployment
d.
how strictly rules at work are enforced
Answer:
The economy has an impact on employment and unemployment.
Answer:
employment and unemployment
Molly has a $2500 down payment saved for this purchase, and the dealer’s $1500 Cash Allowance will come straight off her total. How much loan does Molly need?
Molly selected the Latitude trim for her Patriot SUV and the total purchase price used for this example = $25,495.
Since Molly has $2,500 for a down payment, but $1,500 are needed to pay for expenses related to the car dealer, she will need to borrow = purchase price + dealer's cash allowance - Molly's down payment = $25,495 + $1,500 - $2,500 = $24,495
How much will Molly’s monthly payment be?
If she has a $2500 down payment saved and the dealer’s is $1500. Loan needed is $21,495 and monthly payment is $597.08.
Molly’s loan needed and monthly paymentMolly loan:
Molly Loan needed =$25,495-$2,500-$1,500
Molly loan needed=$21,495
Molly’s monthly payment:
Molly’s monthly payment =$21,495/36 months
Molly’s monthly payment=$597.08
Therefore Loan needed is $21,495 and monthly payment is $597.08.
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The process through which analysts sift through massive amounts of available data to identify unique patterns of behavior among different customer groups is called ________.
The process through which analysts sift through massive amounts of available data to identify unique patterns is called data mining.
What is data mining?Dta mining is the generation of new information by examining large databases that are already in existence.
In data mining, raw data will be eventually turned to useful information which will be used to increase sales, develop marketing strategies, and decrease costs.
Hence, the process through which analysts sift through massive amounts of available data to identify unique patterns of behavior among different customer groups is called data mining.
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What effect did the cotton gin have on the south’s economy?.
Stockholders’ equity consists of which of the following? Multiple Choice Long-term assets. Paid-in (or contributed) capital and retained earnings. Paid-in (or contributed) capital and par value. Retained earnings and cash. Premiums and discounts.
Stockholders’ equity consists of B. Paid-in (or contributed) capital and retained earnings.
What is stockholders' equity?The stockholders' equity can be computed as the addition of Paid-up capital, Additional Paid-in Capital, Retained Earnings, and minus Treasury Stock.
Alternatively, it can be computed as the difference between total assets and total liabilities.
Thus, Stockholders’ equity consists of B. Paid-in (or contributed) capital and retained earnings.
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If the price elasticity of supply for pickles is 2 and the price of pickles increases by 10 percent, then the quantity supplied of pickles will increase by
If the price of pickles increases by 10 percent, then the quantity supplied of pickles will increase by 20%.
Increase in quantity suppliedUsing this formula
Increase in quantity supplied=Price elasticity of supply for pickle×Increase in price of pickles
Let plug in the formula
Increase in quantity supplied=2×10%
Increase in quantity supplied=20%
Therefore If the price of pickles increases by 10 percent, then the quantity supplied of pickles will increase by 20%.
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Which manufacturing company has the comparative advantage for car parts? company a company b company c company d
The company C that produces at $10 Per hour and $10 per hour respectively is the company that has the comparative advantage for prodution of car parts.
What is a comparative advantage?A comparative advantage refers to an advantage possessed by a firm who spend lesser than it's rivals on production.
Hence, the company C that produces at $10 Per hour and $10 per hour respectively is the company that has the comparative advantage for prodution of car parts
Therefore, the Option D is correct.
Missing word "Manufacturing Company Truck Parts Car Parts
Company A 10 per hr. 20 per hr.
Company B 10 per hr. 25 per hr.
Company C 15 per hr. 15 per hr.
Company D 20 per hr. 25 per hr.
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Answer:
Company B has the advantage for more car parts
Explanation:
Just took the test :)
Grants are typically awarded based on
Answer:
Grants are awarded based on Demonstrated Financial Need. Demonstarted Financial Need is based on the cost to attend college as well as how much the family will contribute.
__________________________________________________________
Questions?Ask in the comments box.
When investors doubt the creditworthiness of a borrower what should happen to the price?.
Because it is needed for the schedule of expected cash collections, the annual master budget file includes the.
It should be noted that the annual master budget file includes the from last year.
What is a master budget?The master budget serves as the aggregation of all lower-level budgets produced that is been generated by company's various functional areas.
This encompass budgeted financial statements, and a financing plan.
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Businesses that offer flexible hours allow their workers to arrive at work whenever they feel like it. please select the best answer from the choices provided t f
A flexible schedule permits an employee to work hours that deviate from the typical start and stop times of the organization.
Is it good to have a flexible schedule?Flexible employment is no longer limited to gig workers or freelancers; many "conventional" firms are also providing flexible schedules to their employees.
Flexible schedules help employees, and wise companies understand that giving flexible schedules benefits them as well. From being a green company to having a competitive advantage in recruitment and boosting diversity, the advantages of flexible work for businesses can help your organization stay ahead of the competition.
Thus, The statement is False.
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Understanding how artificial intelligence, big data, and collaborative computing will impact your organization is the challenge of managing for:.
There is management of technological advances when we need to understand how artificial intelligence, big data and computing impact the firm.
What is a technological advances?These mean the process of invention, innovation and diffusion of technology in a firm.
These are important to understant to help make decision that will improve use of tachnology in a firm.
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________________ economists place an emphasis on __________ run economic performance.
Neoclassical economists place an emphasis on Long run economic performance.
What is Neoclassical economics?Neoclassical economics is a type of economics that focuses on the amount of goods and services that is demanded to produce.
This theory believes that without quantity demanded, production of goods cannot be possible.
Therefore, Neoclassical economists place an emphasis on long run economic performance.
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In an interview, a tough question _____. a. may show the interviewer how you think under pressure b. may be designed to rattle you c. may have no right answer d. all of the above
Most time, the tough question in an interview may:
show the interviewer how one thinkbe designed to rattle youhave no right answerWhat is a tough question?This means a question that are structured in a complicated way to confused the respondent during an interview
Therefore, the Option D is correct.
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C. this year casey made a gift worth $16.8 million to stephanie. casey is married to helen in a common-law state, and the 2010 gift was the only other taxable gift he or helen has ever made. casey and helen elect to gift-split
Casey and Helen both give and receive gifts that can be taxed, so according to their common-law state, they would have to find out which of the gifts are taxable.
What is Gift Tax?This refers to the federal tax which is levied on a taxpayer who makes a gift of either money or property to someone and is between 18-40%.
Hence, it can be noted that gift taxes are made on any valuable property which is given to another person, regardless of whether the person considers it as a gift.
Please note that your question is incomplete so I gave you a general overview to help you get a better understanding of the concept.
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Sand Key Development Company has a capital structure consisting of $20 million of 10% debt and $30 million of common equity. The firm has 500,000 shares of common stock outstanding. Sand Key is planning a major expansion and will need to raise $15 million. The firm must decide whether to finance the expansion with debt or equity. If equity financing is selected, common stock will be sold at $75 per share. If debt financing is chosen, 7% coupon bonds will be sold. The firm's marginal tax rate is 34%. Determine the level of operating income at which Sand Key would be indifferent between debt financing and equity financing
The level of operating income at which Sand Key would be indifferent between debt financing and equity financing is: $5,675,000.
Indifferent between debt financing and equity financingFirst step
Number of new shares to be issued = 15,000,000/75
Number of new shares to be issued = 200,000 shares
Total number of shares if equity is issued =500,000+200,000
Total number of shares if equity is issued =700,000 shares
Second step
Total interest expense under Debt option=[(20,000,000×10%)+(15,000,000×7%)]
Total interest expense under Debt option=2,000,000+1,050,000
Total interest expense under Debt option=3,050,000
EPS under Equity option =(EBIT-2,000,000)×(1-0.34)/700,000
EPS under Equity option =(EBIT-2,000,000)×0.66/700,000
EPS under Debt option =(EBIT-3,050,000)×0.66/500,000
Third step
Indifference level operating income (EBIT)
(EBIT-2,000,000)×0.66/700,000 = (EBIT-3,050,000)×0.66/500,000
Solve for EBIT:
5×(EBIT-2,000,000) = 7×(EBIT-3,050,000)
2×EBIT = 7×3,050,000-5×2,000,000
2×EBIT=21,350,000-10,000,000
2×EBIT=11,350,000
EBIT =11,350,000/2
EBIT=$5,675,000
Therefore the level of operating income at which Sand Key would be indifferent between debt financing and equity financing is: $5,675,000.
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In order to gauge attitudes about reports that its beef was barely meat, Taco Bell encouraged consumers to call a toll-free phone line and leave feedback. Taco Bell used _____ to measure public attitude.
By encouraging consumers to call a toll-free phone line and leave feedback about their products, Taco Bell used opinion sampling to gauge public attitude.
What are the advantages of opinion sampling?Through this telephone survey technique, TacoBell achieves faster completion of the survey, as well as being a more flexible and emotional method of identifying public attitudes.
Therefore, an opinion sampling is an effective way for a company to identify the perception in relation to its products and services, as well as to strengthen the relationship with the consumer.
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oh your a rapper, huh?
rhyme orange with banana
Answer:
I'm not a rapper- but a writer.
Explanation:
So I shall try ^-^
I'm nothing small,
I'm nothing shy.
I like oranges, nanana,
You like bananas.
We're not the same,
we're nothing close.
Wow thats so bad.
What is the purpose of the personal financial planning units within a bank? (select all that arwhelp people manage their moneyu provides comprehensive training to bank employeesincrease bank profitsmacustomer retention
What term best describes contractual agreements that restrict the use of land, ostensibly in order to preserve the value of adjacent land or a neighborhood
In law, a restrictive covenant is the arrangement that generally restricts use of land in order to preserve the value of adjacent land or a neighborhood.
What is a restrictive covenant?In an agreement, a restrictive covenant is a kind of condition that confers a restriction, limits or prohibition on the actions of someone named in an enforceable agreement.
In conclusion, these covenant in law is such arrangement that restricts a use of land in order to preserve the value of adjacent land or a neighborhood.
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WILL GIVE BRAINLIEST!!!!!!
Your manager has been asked to speak to a community group about an upcoming development project that will be demolishing an old mall and building a mixed-use space with apartments, retail, and office space—a topic that has created some controversy in the community. She’s asked for your help in putting together her presentation. Do you think that a live or virtual presentation would be most effective? Why? What types of multimedia elements do you think would be most engaging? Why?
A live presentation would be more effective, as it generates more direct communication with the audience, which can increase empathy and persuasion about the topic.
How to create an effective presentation?It is essential that the speaker prepares himself in advance, to build a consistent and reliable argument, which manages to retain the attention of the spectators.
The use of multimedia elements, such as demonstration videos and slides can be positive to engage the public and generate greater objectivity on the subject.
Therefore, it is essential that in a presentation, the speaker uses elements that help to reduce resistance, such as an explanation of the benefits of an action, to create greater adherence to the proposed ideas.
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Taylor Swift Corporation purchases a patent from Salmon Company on January 1, 2020, for $54,000. The patent has a remaining legal life of 16 years. Taylor Swift feels the patent will be useful for 10 years. Prepare Taylor Swift's journal entries to record the purchase of the patent and 2020 amortization. Assume that at January 1, 2019, the carrying amount of the patent on Taylor Swift's books is $43, 200. In January, Taylor Swift spends $24,000 successfully defending a patent suit. Taylor Swift still feels the patent will be useful until the end of 2026. Prepare the journal entries to record the $24,000 expenditure and 2019 amortization.
A) The journal entries to record the purchase of the patent and its 2020 amortization for Taylor Swift are as follows:
January 1, 2020 Debit Patent $54,000
Credit Cash $54,000
To record the purchase of the patent.December 31, 2020
Debit Patent Amortization Expense $5,400
Credit Accumulated Amortization $5,400 ($54,000/10)
To record the amortization expense for the year.B) The journal entries to record the $24,000 expenditure and 2019 amortization for Taylor Swift are as follows:
January 1, 2020 Debit Patent $24,000
Debit Cash $24,000
December 31, 2020 Debit Patent Amortization Expense $6,720
Debit Accumulated Amortization $6,720
Data and Calculations:A) Cost of patent = $54,000
Estimated useful life = 10 years
B) Carrying value of patent = $43,200
Cost of defending patent = $24,000
Transaction Analysis:A) January 1, 2020 Patent $54,000 Cash $54,000
December 31, 2020 Patent Amortization Expense $5,400 Accumulated Amortization $5,400 ($54,000/10)
B) January 1, 2020 Patent $24,000 Cash $24,000
December 31, 2020 Patent Amortization Expense $6,720 Accumulated Amortization $6,720 ($43,200 + $24,000/10)
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Answer:
Her journal entries in 2020 would be Folklore & Evermore Lyrics
Explanation:
yes
