What is the purpose of the personal financial planning units within a bank? (select all that arwhelp people manage their moneyu provides comprehensive training to bank employeesincrease bank profitsmacustomer retention

Answers

Answer 1
It helps the responsibility with money and limits your spending and plan with the bank

Related Questions

In order to gauge attitudes about reports that its beef was barely meat, Taco Bell encouraged consumers to call a toll-free phone line and leave feedback. Taco Bell used _____ to measure public attitude.

Answers

By encouraging consumers to call a toll-free phone line and leave feedback about their products, Taco Bell used opinion sampling to gauge public attitude.

What are the advantages of opinion sampling?

Through this telephone survey technique, TacoBell achieves faster completion of the survey, as well as being a more flexible and emotional method of identifying public attitudes.

Therefore, an opinion sampling is an effective way for a company to identify the perception in relation to its products and services, as well as to strengthen the relationship with the consumer.

Find out more about market survey here:

https://brainly.com/question/2889076

In what way can using a credit card be like getting an interest free loan?.

Answers

Using a credit card is similar to an interest free loan because it allows to pay ones balance off before one's card's introductory offer ends.

What is credit card?

A credit card serves as a card that allows cardholders to borrow funds and it is been issued by bank or financial services company.

This card is similar to having interest free loan because one can actually pay off a parti balance before the end of a card's introductory offer.

Learn more about credit card at;

https://brainly.com/question/6872962

When investors doubt the creditworthiness of a borrower what should happen to the price?.

Answers

When investors doubt the creditworthiness of a borrower what should happen to the price?.

If the price elasticity of supply for pickles is 2 and the price of pickles increases by 10 percent, then the quantity supplied of pickles will increase by

Answers

If  the price of pickles increases by 10 percent, then the quantity supplied of pickles will increase by 20%.

Increase in quantity supplied

Using this formula

Increase in quantity supplied=Price elasticity of supply for pickle×Increase in price of pickles

Let plug in the formula

Increase in quantity supplied=2×10%

Increase in quantity supplied=20%

Therefore If  the price of pickles increases by 10 percent, then the quantity supplied of pickles will increase by 20%.

Learn more about Increase in quantity supplied here:https://brainly.com/question/9228571

Retrenching to a narrower diversification base is Group of answer choices a strategy that allows a diversified firm's energies to be concentrated on building strong positions in a smaller number of businesses rather the stretching its resources and managerial attention too thinly across many businesses. Sometimes an attractive option for deepening a diversified company's technological expertise and supporting a faster rate of product innovation. A strategy best reserved for companies in poor financial state. An attractive strategy option for revamping a diverse business lineup that lacks strong cross-business financial fit. Usually the most attractive long-run strategy for a broadly diversified company confronted with recession, high interest rates, mounting competitive pressures in several of its businesses, and sluggish growth

Answers

Retrenching to a narrower diversification base is the most attractive long-run strategy for a broadly diversified company.

What is diversification?

It should be noted that diversification simply means an investment strategy that's used to reduce risk in business.

In this case, retrenching to a narrower diversification base is the most attractive long-run strategy for a broadly diversified company confronted with recession, high interest rates, mounting competitive pressures in several of its businesses, and sluggish growth.

Learn more about diversification on:

https://brainly.com/question/417234

Q Internal Cost Social Cost P 100 $40 $60 $80 200 $50 $70 $70 300 $60 $80 $60 400 $70 $90 $50 500 $80 $100 $40 600 $90 $110 $30 The market equilibrium occurs where price is ________ and quantity is ________.

Answers

Based on the table, we can infer that the equilibrium price for the market would be $60 and the equilibrium quantity would be 300 units.

Where does the market equilibrium occur?

The market equilibrium would be at the point where the internal cost is equal to the price.

This point as shown on the table, is when the internal cost is $60.

The quantity at this point is 300 units which makes it the equilibrium quantity with a price of $60.

Find out more on equilibrium price at https://brainly.com/question/26075805.


How is capital deepening related to economic growth?

Answers

Capital deepening simply increases the marginal product of labor thereby contributing to economic growth.

What is capital deepening?

Capital deepening simply means the increase in the proportion of the capital stock in relation to the number of labor hours worked.

In this case, capital deepening simply increases the marginal product of labor thereby contributing to economic growth.

Learn more about economic growth on:

https://brainly.com/question/1189425

oh your a rapper, huh?
rhyme orange with banana

Answers

Answer:

I'm not a rapper- but a writer.

Explanation:

So I shall try ^-^

I'm nothing small,

I'm nothing shy.

I like oranges, nanana,

You like bananas.

We're not the same,

we're nothing close.

Wow thats so bad.

Sand Key Development Company has a capital structure consisting of $20 million of 10% debt and $30 million of common equity. The firm has 500,000 shares of common stock outstanding. Sand Key is planning a major expansion and will need to raise $15 million. The firm must decide whether to finance the expansion with debt or equity. If equity financing is selected, common stock will be sold at $75 per share. If debt financing is chosen, 7% coupon bonds will be sold. The firm's marginal tax rate is 34%. Determine the level of operating income at which Sand Key would be indifferent between debt financing and equity financing

Answers

The level of operating income at which Sand Key would be indifferent between debt financing and equity financing is: $5,675,000.

Indifferent between debt financing and equity financing

First step

Number of new shares to be issued = 15,000,000/75

Number of new shares to be issued = 200,000 shares

Total number of shares if equity is issued =500,000+200,000

Total number of shares if equity is issued =700,000 shares

Second step

Total interest expense under Debt option=[(20,000,000×10%)+(15,000,000×7%)]

Total interest expense under Debt option=2,000,000+1,050,000

Total interest expense under Debt option=3,050,000

EPS under Equity option =(EBIT-2,000,000)×(1-0.34)/700,000

EPS under Equity option =(EBIT-2,000,000)×0.66/700,000

EPS under Debt option =(EBIT-3,050,000)×0.66/500,000

Third step

Indifference level operating income  (EBIT)

(EBIT-2,000,000)×0.66/700,000 = (EBIT-3,050,000)×0.66/500,000

Solve for EBIT:

5×(EBIT-2,000,000) = 7×(EBIT-3,050,000)

2×EBIT = 7×3,050,000-5×2,000,000

2×EBIT=21,350,000-10,000,000

2×EBIT=11,350,000

EBIT =11,350,000/2  

EBIT=$5,675,000

Therefore the level of operating income at which Sand Key would be indifferent between debt financing and equity financing is: $5,675,000.

Learn more about Indifferent between debt financing and equity financing here:https://brainly.com/question/11856941

if the economy is in long-run equilibrium at potential output and the money supply ______ then in the long run, prices will decrease and output will ___ g

Answers

If the economy is in long-run equilibrium at potential output and the money supply increases, then in the long run, prices will increase and output will remain the same.

What is a long-run equilibrium?

This means the situation where all markets are in equilibrium and all the prices & quantities therein have been fully adjusted and in equilibrium.

Therefore, the word "increase" and "remain the same" is correct.

Read more about long run equilibrium

brainly.com/question/6275304

Stockholders’ equity consists of which of the following? Multiple Choice Long-term assets. Paid-in (or contributed) capital and retained earnings. Paid-in (or contributed) capital and par value. Retained earnings and cash. Premiums and discounts.

Answers

Stockholders’ equity consists of B. Paid-in (or contributed) capital and retained earnings.

What is stockholders' equity?

The stockholders' equity can be computed as the addition of Paid-up capital, Additional Paid-in Capital, Retained Earnings, and minus Treasury Stock.

Alternatively, it can be computed as the difference between total assets and total liabilities.


Thus, Stockholders’ equity consists of B. Paid-in (or contributed) capital and retained earnings.

Learn more about stockholders' equity at https://brainly.com/question/14032844

A 3 year annual coupon bond has coupons of 10 per year starting 1 year from now and matures in 3 years for amount 100. The YTM for the bond is 11.8% effective annual. Find the macaulay duration for the bond

Answers

The information given shows that the macaulay duration for the bond will be 2.73.

How to calculate the macaulay duration?

From the information, the annual coupon bond has coupons of 10 per year starting 1 year from now and matures in 3 years for amount 100 and the YTM for the bond is 11.8% effective annual.

The Macaulay duration for the bond will be:

= [3 × 100(1/1.18)³ + 10(1/1.18) + 2(1/1.18)² + 3(1/1.18)³] / [100(1/1.18)³ + 10(1/1.18) + (1/1.18)² + (1/1.18)³]

= 261.1/95.7

= 2.73

The macaulay duration for the bond is 2.73.

Learn more about bonds on:

https://brainly.com/question/25965295

Larue buys an ipod for $150 and a new laptop for $1,200, and signs a one-year employment contract for a $4,800 monthly salary to start at the beginning of the next month. The statute of frauds covers.

Answers

As an employee, Larue will be covered by the statute of frauds for the employment contract and the laptop purchase only.

What is a statute of fraud?

This statute is a concept that maintains that some types of contracts need to be executed in writing.

This statutse are used for contracts for the sale of land, agreements involving higher worth of goods, contracts lasting one year etc

In conclusion, in this case, Larue will be covered by the statute of frauds for the employment contract and the laptop purchase only.

Read more about statute of fraud

brainly.com/question/14854791

Businesses that offer flexible hours allow their workers to arrive at work whenever they feel like it. please select the best answer from the choices provided t f

Answers

A flexible schedule permits an employee to work hours that deviate from the typical start and stop times of the organization.

Is it good to have a flexible schedule?

Flexible employment is no longer limited to gig workers or freelancers; many "conventional" firms are also providing flexible schedules to their employees.

Flexible schedules help employees, and wise companies understand that giving flexible schedules benefits them as well. From being a green company to having a competitive advantage in recruitment and boosting diversity, the advantages of flexible work for businesses can help your organization stay ahead of the competition.

Thus, The statement is False.

For more information about Flexible working hours refer to the link:

https://brainly.com/question/11833604

Which manufacturing company has the comparative advantage for car parts? company a company b company c company d

Answers

The company C that produces at $10 Per hour and $10 per hour respectively is the company that has the comparative advantage for prodution of car parts.

What is a comparative advantage?

A comparative advantage refers to an advantage possessed by a firm who spend lesser than it's rivals on production.

Hence, the company C that produces at $10 Per hour and $10 per hour respectively is the company that has the comparative advantage for prodution of car parts

Therefore, the Option D is correct.

Missing word "Manufacturing Company Truck Parts Car Parts

Company A 10 per hr. 20 per hr.

Company B 10 per hr.  25 per hr.

Company C 15 per hr. 15 per hr.

Company D 20 per hr. 25 per hr.

Read more about comparative advantage

brainly.com/question/26413465

Answer:

Company B has the advantage for more car parts

Explanation:

Just took the test :)

explain which government does not truly get to decide how to spend all the money in its budget

Answers

The government who has not received the approval of the budget from the legislators.

What is government spending?

Government spending includes expenses incurred by the government expenditure on consumption such as food, investment, and transfer payments.

It includes the federal, state, and local governments' expenses.

Therefore, The government who has not received the approval of the budget from the legislators.

Learn more on government spending here

https://brainly.com/question/10476613

What effect did the cotton gin have on the south’s economy?.

Answers

Increased cotton production and the economy of the south became dependent on cotton.

The process through which analysts sift through massive amounts of available data to identify unique patterns of behavior among different customer groups is called ________.

Answers

The process through which analysts sift through massive amounts of available data to identify unique patterns is called data mining.

What is data mining?

Dta mining is the generation of new information by examining large databases that are already in existence.

In data mining, raw data will be eventually turned to useful information which will be used to increase sales, develop marketing strategies, and decrease costs.

Hence, the process through which analysts sift through massive amounts of available data to identify unique patterns of behavior among different customer groups is called data mining.

Learn more about data mining here : https://brainly.com/question/17145579

WILL GIVE BRAINLIEST!!!!!!
Your manager has been asked to speak to a community group about an upcoming development project that will be demolishing an old mall and building a mixed-use space with apartments, retail, and office space—a topic that has created some controversy in the community. She’s asked for your help in putting together her presentation. Do you think that a live or virtual presentation would be most effective? Why? What types of multimedia elements do you think would be most engaging? Why?

Answers

A live presentation would be more effective, as it generates more direct communication with the audience, which can increase empathy and persuasion about the topic.

How to create an effective presentation?

It is essential that the speaker prepares himself in advance, to build a consistent and reliable argument, which manages to retain the attention of the spectators.

The use of multimedia elements, such as demonstration videos and slides can be positive to engage the public and generate greater objectivity on the subject.

Therefore, it is essential that in a presentation, the speaker uses elements that help to reduce resistance, such as an explanation of the benefits of an action, to create greater adherence to the proposed ideas.

Find out more about live presentation here:

https://brainly.com/question/9624547

Explain the differences and similarities between compound interest (for money saved) and compound growth (for money invested).

Answers

The similarities between compound interest and compound growth is that both are important for one to grow his money.

What is compound interest?

It should be noted that compound interest simply means the addition of interest to the principal sum money.

The similarity between compound interest and compound growth is that both are important for one to grow his money.

The difference is that compound growth calculates the gains based on the added result from the prior period.

Learn more about compound interest on:

https://brainly.com/question/24924853

A depreciation of the u. S. Real exchange rate induces u. S. Consumers to buy:.

Answers

A depreciation of the u. S. Real exchange rate induces u. S. Consumers to buy more domestic goods and fewer foreign goods.

What is depreciation?

This is a term that is used to refer to the fall in the value of a currency. It is a fall in the currency of a country compared to that of other currencies.

At a time where there is a depreciation, people would want to buy more of the goods that are made in their country.

Read more on depreciation here:

https://brainly.com/question/25297296

________________ economists place an emphasis on __________ run economic performance.

Answers

Neoclassical economists place an emphasis on Long run economic performance.

What is Neoclassical economics?

Neoclassical economics is a type of economics that focuses on the amount of goods and services that is demanded to produce.

This theory believes that without quantity demanded, production of goods cannot be possible.

Therefore, Neoclassical economists place an emphasis on long run economic performance.

Learn more on neoclassical economics here

https://brainly.com/question/15520301

Grants are typically awarded based on

Answers

Answer:

Grants are awarded based on Demonstrated Financial Need. Demonstarted Financial Need is based on the cost to attend college as well as how much the family will contribute.

__________________________________________________________

Questions?

Ask in the comments box.

Using your debit card responsibly will increase your credit score slightly, but less than using a credit card will.

Answers

The given statement is true that using the debit card responsibly will increase your credit score slightly, but less than using a credit card will.

What is credit card?

A credit card is a payment card that is issued to users to inform them of their need to pay a merchant for goods and services based on their outstanding debt.

The credit score will rise slightly if a holder of a card use the debit card responsibly, but not as much as if you use a credit card.

Using of credit Card will increase the credit score, by demonstrating how you manage credit on a regular basis, credit cards are one of the finest strategies to establish credit and enhance your credit scores.

Therefore, the given statement is true.

Learn more about the credit card, refer to:

https://brainly.com/question/27350251

#SPJ1

In an interview, a tough question _____. a. may show the interviewer how you think under pressure b. may be designed to rattle you c. may have no right answer d. all of the above

Answers

Most time, the tough question in an interview may:

show the interviewer how one thinkbe designed to rattle youhave no right answer

What is a tough question?

This means a question that are structured in a complicated way to confused the respondent during an interview

Therefore, the Option D is correct.

Read more about interview

brainly.com/question/8846894

Understanding how artificial intelligence, big data, and collaborative computing will impact your organization is the challenge of managing for:.

Answers

There is management of technological advances when we need to understand how artificial intelligence, big data and computing impact the firm.

What is a technological advances?

These mean the process of invention, innovation and diffusion of technology in a firm.

These are important to understant to help make decision that will improve use of tachnology in a firm.

Read more about technological advances

brainly.com/question/2166344

What term best describes contractual agreements that restrict the use of land, ostensibly in order to preserve the value of adjacent land or a neighborhood

Answers

In law, a restrictive covenant is the arrangement that generally restricts use of land in order to preserve the value of adjacent land or a neighborhood.

What is a restrictive covenant?

In an agreement, a restrictive covenant is a kind of condition that confers a restriction, limits or prohibition on the actions of someone named in an enforceable agreement.

In conclusion, these covenant in law is such arrangement that restricts a use of land in order to preserve the value of adjacent land or a neighborhood.

Read more about restrictive covenant

brainly.com/question/6336090

How has tesla’s strategic position changed since it was founded in 2003

Answers

Tesla's strategic positioning has changed since 2003 from a pricey all-electric vehicle to a more inexpensive one to appeal to many customers.

What is strategic positioning?

Strategic positioning refers to the choices a company makes concerning the values it creates, including how that value will be created differently than its competitors.

Every strategic positioning aims to compare, differentiate, and segment the market and competitors' strategies.

Thus, Tesla's strategic position has changed drastically since it was founded in 2003 from being a pricey all-electric vehicle to selling more inexpensive vehicles that appeals to a wider customer range.

Learn more about strategic positioning at https://brainly.com/question/3130023

Which is not considered a risk management responsibility of the venue manager as they seek to minimize the risks in the event environment of their venue

Answers

The merchandise copyright insurance is a policy that will not be considered as a risk management responsibility of the venue manager.

What is a venue manager?

These are manager that basically oversee the activities, employees and business associated with a concert facility.

The event certificate of insurance, proper contract administration, and Emergency and crisis management planning will be considered as a risk management responsibility when they seek to minimize the risks in the event environment of their venue.

Therefore, the Option C is correct.

Missing options "Event certificate of insurance, Proper contract administration, Merchandise copyright insurance, Emergency and crisis management planning"

Read more about venue manager

brainly.com/question/14648312

C. this year casey made a gift worth $16.8 million to stephanie. casey is married to helen in a common-law state, and the 2010 gift was the only other taxable gift he or helen has ever made. casey and helen elect to gift-split

Answers

Casey and Helen both give and receive gifts that can be taxed, so according to their common-law state, they would have to find out which of the gifts are taxable.

What is Gift Tax?

This refers to the federal tax which is levied on a taxpayer who makes a gift of either money or property to someone and is between 18-40%.

Hence, it can be noted that gift taxes are made on any valuable property which is given to another person, regardless of whether the person considers it as a gift.

Please note that your question is incomplete so I gave you a general overview to help you get a better understanding of the concept.

Read more about gift tax here:

https://brainly.com/question/876942

Other Questions
The area of a circle is 9 m. What is the circumference, in meters? Express answer in terms of Real GDP per capita is NOT an adequate measure ofaverage real GDP per person in the economy.the well-being of each person in an economy.a country's average aggregate spending per person.a country's average aggregate output per person. 3. What does George say he could do if he was alone? Hello, can you please help me?So i'm writing this letter, but instead of writing, "My goal is to blah" I need to write it into saying that but not actually saying that. Technically just give me ideas or a sentence starter, it would mean a lot. i need an answer in 5 minutes please!Find a unit vector in the direction of the given vector, w = 6i - 3j The following sentence contains a transitional word or phrase:A swarm of mosquitoes meanwhile had discovered the hole in the window screen.Which revision correctly punctuates the sentence?A swarm of mosquitoes, meanwhile had discovered the hole in the window screen.O A swarm of mosquitoes meanwhile, had discovered the hole in the window screen.O A swarm of mosquitoes; meanwhile, had discovered the hole in the window screen.O A swarm of mosquitoes, meanwhile, had discovered the hole in the window screen. Answer ASAP! but only if you know 100%, and whoever gets it right can have brainliest If y x w= 0, what can be said about the two vectors y and w?= Rewrite the following sentences using if to make conditional sentences, 1. You are unhealthy because you eat too much fast food. which of the following is a clinical sign of bulimia nervosa? Simplify (x-2 divided by 2x+6) - (x-3 divided by 5x+15) what is the slope of y = 15x + 5 Serena williams won her first grand slam title at which tournament?. Please select the word from the list that best fits the definitionRequires accuracy and privacy of information contained in credit reports. If you put $5000 in a savings account thatpays 2% annual interest, the amountof money you will have at the end of the yearis? A locker combination has three nonzero digits, and digits cannot be repeated. If the first digit is 3, what is the probability that the next digit is odd? A. 4/9 B. 1/5 C. 1/2 D. 5/9 What is the author's overall purpose in the text?Group of answer choicesA-to encourage students to go to college to chase their passion, rather than get a jobB-to criticize colleges for not helping students locate jobs after they leave collegeC-to suggest that students consider alternatives to college, as there's no guarantee that it'll pay offD-to show how there is no proven path through college that guarantees a high-paying job which one causes of the rise of the persian emprie 18.) A cylinder and a cone have the same radius andthe same volume. How do the heights compare? PLSPLSPLSPLSPLSPLSPLSPLS