J is issued a Life Insurance policy with a death benefit of $100,000. She pays $600 per year in premium for the first 5 years. The premium then increases to $900 per year in the sixth year, and remains level thereafter. The policy's death benefit also remains at $100,000. Which type of Life Insurance policy is this?

Answers

Answer 1

Answer:

Modified Premium Life

Explanation:

The modified premium life is the whole life insurance policy in which the insured person paid the lower amount of premium as compared with the agreed amount for the given time period. When the given time period is done so the payment of the premium should be increased and it can be high as compared to the normal amount

So this means that the premium should be less for 5 years and it could be increased in the sixth year and so on

Therefore the option d is correct


Related Questions

An investor purchased 50 shares of stock in a company in 2015. At the time the investor purchased the stock, the value of the stock was priced at $5 per share. The investor sold all 50 shares of stock in 2019. The value of the stock at the time of sale was $6.50 per share. What is the capital gain the investor earned on this investment?

$250

$325

$75

$50

Answers

Answer:

$75

Explanation:

$5 to $6.5 is a 1.3% increase and if the investor bought 50 shares of $5 he bought a total of $250 worth of stock. If you multiply the $250 by 1.3% it will be $325. But the question asks for the capital gain so you would subtract $325 and $250 which is $75.

If the value of the stock at the time of sale was $6.50 per share. The capital gain the investor earned on this investment is $75.

Capital gain

Using this formula

Capital gain=(Number of shares× increase in value of stock)

Let plug in the formula

Capital gain=[50x ($6.50 per shares- $5 per shares)]

Capital gain=50× $1.50 per shares

Capital gain=$75

Therefore the capital gain the investor earned on this investment is $75.

Learn more about capital gain here:https://brainly.com/question/1259480

#SPJ2

If a product is considered a bundle of attributes, what would be two attributes of a tube of toothpaste

Answers

If a product is considered a bundle of attributes, the two attributes of a tube of toothpaste will be: Weighs 10 grams and is Water resistant.

A product is considered a bundle of attributes that could be tangible or not.

In describing the product attributes of a toothpaste tube, we could reference the fact that it is lightweight and is resistant to water.

These attributes are the features that make the product attractive to consumers.

Learn more about product attributes here:

https://brainly.com/question/14563539

Answer: Flavor of toothpaste & Size of container

Explanation:

The correct answer for smartbook.

what activities does marketing involve besides selling?

Answers

Answer:The activities involved in marketing are

Product and Service Selection. A manufacturer or service provider ideally listens to its customers and prospects before making product and service decisions.

Product or Service Pricing

Product Placement Activities

Incentives and Promotional Activities.

Explanation:

Which factor could affect the relative value units of a procedure?

Answers

It should be noted that the factors that could affect the relative value units include the physicians work and practice expenses.

It should be noted that the relative value units of a procedure don't define the physician's compensation amounts directly.

The relative value units of a procedure define the value of a service. It includes physicians work, practice expenses, liability insurance expenses, etc.

Learn more about physicians on:

https://brainly.com/question/9536895

what does it mean when the fed raises interest rates

Answers

What Happens When the Fed Raises Rates?

——> When the Fed raises the federal funds target rate, the goal is to increase the cost of credit throughout the economy.

Olivia asks several real estate agents to help her sell her house. A buyer is found. At the closing, no agent receives a commission. What type of listing agreement did Olivia make

Answers

Answer: Open Listing

Explanation: The seller sold the real estate herself therefore she did not have to pay a commission.

Post Oak Mall contains two department stores, numerous specialty stores, a movies theater, and various restaurants. Since it does not contain any convenience stores, Post Oak Mall is an example of a(n) _____ shopping center.

Answers

Because Post Oak Mall does not contain convenience stores, then, Post Oak Mall is an example of a regional shopping center.

A regional shopping center refers to a large shopping area meant to provide goods and services to people living in a particular area or state

A regional shopping center usually contain at least departmental store and any number of speciality stores.

Hence, because the shopping center does not contain any convenience stores, then, it is a regional shopping center

Read more about regional shopping center

brainly.com/question/24950202

David sometimes brings hard boiled eggs for lunch at work, which several of his coworkers do not enjoy the smell of. One day at work, David and his coworkers discussed how they could best share the break room space. They decided that on days David brought in hard boiled eggs he would eat them in his office rather than in the break room.

Answers

There are different types of conflict. The above Scenario is called functional Conflict.

Conflict is one that has both negative and positive consequences. It can result in change, improve situations and bring about new solutions.

There are Two types of conflict that often takes place within a company. They are functional and dysfunctional.

Functional conflict is said to be a form of conflict that is healthy, consist of constructive disagreement between groups or individuals.

Conclusively, Functional conflict among employees helps them to express their viewpoints as in the case of David's co-worker. This can help them identify the problem and then make a way out to resolve it.

Learn more about Functional Conflict from

https://brainly.com/question/8191208

What is the annual cost attributed to the treatment of mental illnesses and the relative loss of income in the United States

Answers

There are indirect cost of mental illness in the world today. The annual cost attributed to the treatment of mental illnesses and the relative loss of income in the United States is $467 billion.

Mental illness is simply  known as mental health disorder. This is simply defined as large scope of mental health conditions. This disorders often influence one's mood, thinking and behavior.

The common Examples are depression, anxiety disorders, schizophrenia, eating disorders, etc.

There are over 43.8 million adults that experience mental illness in a given year as stated by research and as such demands a lot of money for treatments.

Learn more about mental illnesses from

https://brainly.com/question/983672

how much does it cost to tent a house for termites

Answers

Termite Treatment Cost

Termite treatment costs between $222 and $931, or $576 on average. Depending on the type of treatment, size of your home and severity of the infestation, you may pay anywhere from $3 to $16 per linear foot. Compare quotes from exterminators near you for the best treatment solution and price. Dealing with termite problems gets more expensive over time. The moment you suspect your home has them, you should hire a pro for inspection and treatment.

which is the largest source of tax revenue in the united states?

Answers

Answer:

Individual income taxes.

Explanation:

This has been the largest single source of federal revenue since 1950.

Tim loves to landscape and wants to start a landscaping business. Which of the following is a challenge he may face?

1. He will have no variety throughout the day.

2. He will have no control over his work

3. He will have to follow a strict dress code

4. He will have unpredictable income



Please hurry I’m doing a final exam + will give brainliest

Answers

Answer:2 Maybe

Explanation:

a $5,000 tv ad will cause 250 people to attend a show, while a $4,000 newspaper ad will cause 280 people to attend. bob wants to use the most effective method to get 500 people to attend a show. which advertising method should he use?

Answers

i will advice Bob to use the most effective method which is Newspaper advertisement for his show.

The data collected includes:

$5,000 tv ad will make 250 people to attend the show.$4,000 newspaper ad will make 280 people to attend the show.

From the data, we will observe that the newspaper advert is more economical and cost saving because Bob will be able to spend less and get more people to his show in comparison to Tv ads.

In conclusion, i will advice Bob to use the most effective method which is Newspaper advertisement for his show

Read more about advertisement:

brainly.com/question/1020696

Income taxes are taxes that are paid on any financial gain. Purchased goods. Homes, land, or property. Special goods and activities.

Answers

Income taxes are those taxes that are paid on any financial gain.

Income taxes are a progressive type of tax system. Them are taxes that are paid on all forms of income.

This type of tax , taxes those that have more income that those that have lower income.

The government uses the income tax to fund several public services and also use it for the provision of goods to the citizens in the country.

Read more on https://brainly.com/question/8739827?referrer=searchResults

Answer:

any financial gain

Explanation:

e2022

​________ play an important role in matching supply and demand by providing consumers with a broad assortment of products in small quantities.

Answers

Intermediaries play an important role in matching supply and demand by providing consumers with a broad assortment of products in small quantities.

When goods are produced or manufactured by producers, there will be need to make those goods available to final consumers.

The intermediaries- Wholesalers and retailers buys these goods from the producers and make them available to final consumers in small quantities.

By making the goods available to consumers, the intermediaries are playing important role in matching supply and demand by providing consumers with a broad assortment of products in small quantities.

Learn more about intermediaries here : https://brainly.com/question/25736500

A mother wants to divide $680.00 among her children according to the ratio 2:4:6. The shares would be

Answers

Answer:

The shares would be… 113.33, 226.66, and 340

Explanation:

First step

2:4:6=12

2/12=1/6

4/12=1/3

6/12=1/2

Step 2

Since 1/6 of the money is for one child it would be 1/6 times (of) 680. This equals 113.33, you do the same for the other two children. You get 226.66 and 340 for the other two children.

:)

Given the following information of a trader calculate the total current assets?

Motor van $3000

Prepaid rates $ 500

Debtors. $3000

Stock. $. 700

Accrued wages. $. 75

Equipment. $500

A. $ 4200
B.$ 5000
C.$2400
D.$3700

Answers

Answer:

A.

Explanation:

CORRECT IF IM WRONG

SORRY FROM NO EXPLANATION

What is the GDP?
A.
The value of the products and services produced in a country
B.
The natural environment of a country
C.
The geographical location of a business
D.
The capitalist system used in the U.S.


Please select the best answer from the choices provided

A
B
C
D

Answers

Answer:

the market value of all the final goods and services produced in a specific time period

Explanation:Gross domestic product (GDP) is a monetary measure of the market value of all the final goods and services produced in a specific time period

Match each type of employment with its definition (2 points)
Unemployment resulting from mismatches between
employer needs and employee skills.
Unemployment associated with workers who are
between jobs
Unemployment associated with the highs and lows of
the business cycle.
:: frictional unemployment
cyclical unemployment
* structural unemployment

Answers

Each type of employment has been matched with its definition thus:

Frictional unemployment: Unemployment associated with workers who are  between jobs Cyclical unemployment: Unemployment resulting from mismatches between  employer needs and employee skills. Structural unemployment: Unemployment associated with the highs and lows of  the business cycle.

There are different causes of employment. Frictional unemployment is the timeframe between the period an individual lost his job and seeks another.

Structural unemployment is a result of inconsistencies in the labor market.

Cyclical unemployment occurs when the demand from the employee is not met with the skills of the employer.

Learn more about unemployment here:

https://brainly.com/question/305041

Answer:

Here, Give me my brain

Explanation:

Cyclical unemployment- Unemployment associated with the highs and lows of the business cycle.

Structural unemployment- Unemployment resulting from mismatches between employer needs and employee skills.

Frictional unemployment-  Unemployment associated with workers who are between jobs.

Just took the test, the other answer is mixed up

A credit card is not considered money because A. it is not a store of value. B. it simply defers rather than completes transactions that ultimately involve the use of money. C. it is not a unit of accounting. D. All of the above.

Answers

Credit or debit card dose have value whatsoever !

If you decide to advertise in a newspaper, which tip could be used to help you write an effective and appealing ad?

Answers

If you decide to advertise in a newspaper, the tip that could be used to help you write an effective and attractive ad is to create a headline that catches your target audience's attention, as this is the first contact with your ad that may cause interest in advertising.

Some tips for writing an effective ad in a newspaper are:

Determine the target audienceDetermine ad contentBuild a good layoutOffer unique opportunitiesCall consumers to action

Therefore, it is essential that when choosing the channel where your ad will be published, you verify that it is the most appropriate channel to attract the attention of your audience.

In a newspaper, it is effective to use advertisements that portray urgency, opportunity, and calls to action.

Find out more about advertise here:

https://brainly.com/question/1658517

What is the formula for calculating simple interest?
A. Simple interest - Principal - Rate < Time

B. Simple interest = Principal - Rate + Time

C. Simple interest = Principal Rate < Time

D. Simple interest = Principal + Rate < Time

Answers

Explanation:

the formulary for calculating simple interest is

simple interest= principal×rate×time/100

the formula for calculating simple interest is Simple interest = Principal - Rate + Time

What is simple interest?

Simple interest is a calculation of interest that doesn’t take into account the effect of compounding.  In many cases, interest compounds with each designated period of a loan, but in the case of simple interest, it does not.  The calculation of simple interest is equal to the principal amount multiplied by the interest rate, multiplied by the number of periods.

"The period must be expressed for the same time span as the rate. If, for example, the interest is expressed in a yearly rate, such as in a 5% per annum (yearly) interest rate loan, then the number of periods must also be expressed in years. Note that sometimes changes to interest rates may be expressed in basis points (BPS). It may be worth your while, as a financial professional, to learn how to convert BPS into interest rates.

What is principal?

Principal is most commonly used to refer to the original sum of money borrowed in a loan or put into an investment. It can also refer to the face value of a bond, the owner of a private company, or the chief participant in a transaction.

To learn more about principal here

https://brainly.com/question/22621039

#SPJ3

Which of the following expressions is equal to the total investment of a no-load mutual fund? a. Net assets Ă· number of shares b. Net asset value Ă· number of shares c. Net asset value x number of shares d. Offer price x number of shares.

Answers

The answer choice which is equal to the total investment of a no-load mutual fund is:

C. Net asset value x number of shares

According to the given question, we are asked to state the answer choice which is equal to the total investment of a no-load mutual fund and how this affects the market shares.

As a result of this, we can see that in a no-load mutual fund, there has to be the net asset value which is multiplied by the number of shares which a person currently holds and is equal to the total investment made.

With this in mind, a net asset is the total assets which a company has after the liabilities have been removed.

Mathematically, it is calculated by making an addition of the total fixed assets plus the total current assets minus the total liabilities.

Hence, the total investment of a no-load mutual fund is found by the net asset value multiplied by the number of shares.

Read more about no-load mutual fund here:

https://brainly.com/question/4287274

Explain the difference between goods and services.

Answers

Answer:

Goods are things you buy. For example, if you were to buy fruits from a supermarket, you would be buying goods. Services are something you pay for to benefit you in some way. If you were to go to a hair salon or a nail salon, you would be paying for services.

Explanation:

Answer:

is your  fat

Explanation:

is your fat

A census is a regularly-occurring and official count of a particular population. Census data available at the United States Census Bureau website are an example of:_______.
A. Private information
B. Public behavior
C. Private behavior
D. Public information

Answers

Considering the demographic information analysis, the Census data available at the United States Census Bureau website are an example of "public information."

What is Public Information?

Public Information is a term that is used to describe any information that is made available to the public regardless of the nature or format of the information.

Census Data as a Public Information

Given that Census data are posted to the United States Census Bureau website where anybody from anywhere in the world can access the information, this is an example of Public Information.

Hence, in this case, it is concluded that the correct answer is option D. Public Information.

Learn more about Public Information here: https://brainly.com/question/2177649

Which is NOT a part of the Texas Real Estate Commission's (TREC) complaint investigation and disposition procedures?

Answers

Answer:

The answer is cooperative. Which is NOT required by the Texas Real Estate Commission (TREC) for a real estate brokerage organized as a business entity? The answer is a copy of the bylaws of the business entity must be on file at TREC. ... The answer is the Texas Business Organization Code.

A way of spreading stress among employees and providing a respite from particularly stressful jobs is basically job ______

Answers

Answer:

Job Rotation

Explanation:

Job rotation is basically a way of spreading stress among employees and providing a respite—albeit temporary—from particularly stressful jobs

Hope this helps!

Job rotation is a management strategy in which employees are rotated between two or more assignments or jobs at regular intervals to expose them to all aspects of an organization. It is a way of spreading stress among employees and providing a respite from particularly stressful jobs.

What is job rotation?

Job rotation is a well-planned practice that is used to reduce boredom from doing the same type of job every day and to discover an employee's hidden potential. It aids management in identifying employee talent and determining what he or she excels at. It allows a person to pursue his or her own interests and gain experience in various fields or operations.

Job Rotation is a pre-planned approach with the goal of testing the employee's skills and competencies in order to place him or her in the appropriate position. Furthermore, it reduces job monotony, provides them with broader experience, and assists them in gaining more insights.

Therefore the correct answer is job rotation.

To learn more about job rotation, click here:

https://brainly.com/question/1079088

#SPJ2

your company is manufacturing a new product , you need to establish a product quality control process. what are three things you must do to create/ establish. your product quality control process? (choose 3). 1.) developing the product website and social media campaign ? 2.) setting up your test market strategy ? 3.) review the results of internal quality assurance testing ? 4.) establish the method to use or testing product quality ? 5.) determine what standards have to be met based on the product and industry ? 6.) publish your test results in a popular professional journal?

Answers

Answer:5,4,and1

Explanation:

The code requires that realtors advertising clearly identify:

Answers

Based on real estate standard practice, the code requires that realtors' advertising identify "the member's professional status or status as a Realtor."

The Code of Ethics for Realtor

The code of ethics for realtors is a document that contains the rules and regulations that guide the practice of realtors.

The code of ethics prevents the clients from being exploited by some unsuspecting realtors.

Hence, based on Article 12 of the National Association of Realtors Code of Ethics, the correct answer is "the member's professional status or status as a Realtor."

Learn more about the Code of Ethics for Realtors here: https://brainly.com/question/25715959

Amelie received an email that claimed to be from a Nigerian prince who needed help setting up
a bank account but would pay thousands of dollars if Amelie helped him. What kind of email is
this?
a) Ad
b) Spam
c) Junk
d) Support

Answers

Answer:

Explanation:

Spam

Other Questions
50 POINTS !!choisis la meilleure rponse pour complter la phrase suivanteJ'ai un examen, ______ j'irais avec toisaufcarautrementfinalement impact for19th amendment Discuss some of the factors that caused the economic boom of the 1990s. (Be careful not to confuse after-effects with causes) What kind of workers benefited during the boom? Which workers lost ground? To find the surface area, Brad splits the figure into two pieces, the rectangular prism andthe triangular prism.He finds the total surface area of the rectangular prism by finding the area of each faceto get 1,104 cmHe then finds the total surface area of the triangular prism by finding the area of eachface to get 1,008 cmFinally, he adds the surface areas together to get 2,112 cm.Is Brad's solution correct? Why or why not?Select the option that correctly answers both questions.No, he did not find the correct total surface area for the triangular prism.O No, he did not find the correct total surface area for the rectangular prism.No, he needs to subtract the areas of the faces where the two prisms areattachedYes, he correctly found the sum of the surface areas for each prism. whats the rate of change (I'll give Brainliest to whoever replies the faster) How far apart are Y and L? Give your answer in map units. (Hint: Add the numbers of the two recombinant types, divide by the total number of offspring, and multiply by 100.) Acetaminophen is very deadly guys it can be found in allergy medicine btw so just make sure to read the drug facts and how many mg of it are in each tablet. Enjoy the points :) I need a 2-page essay or 4 paragraphs asap! It is about mentally strong people. I will give you more details if you are willing to help. I will also give you something. Respond quick. jamie uses 54 buttons to make shirts. jamie uses 6 buttons to make each shirt. how many shirts did she make? Jabari drives 20.4 miles in 17 minutes. He passes a sign which gives the speed limit as 55 mph. By how much, in mph, did Jabari's average speed exceed the speed limit? math problem need help give 5 stars and good rating if do FURNITURE A modern table is constructed with four legs madeof concrete cubes with cube-shaped notches.a. Define one or more variables and write an expression thatrepresents the volume of one table leg.b. Marisol determined that she will use 12,636 cubic inches ofconcrete to construct the four table legs. If the sides of thenotches are 40% of the sides of the legs, how long are the sides of the legs? Using the timeline, list reasons why Hamilton and Burr would dislike each other. Given the line segment AD. AD=24 BC=12,AB=CD Find AB ? Amelia has 100$ in her savings account and plans on solving 20$ per week. Which equation is right?1. y= 20x+1002. y= 100x + 203. y=100x4. y=20x What are the length and width of a rectangular traffic sign if the length exceeds the width by 4 inches and the perimeter is 152 inches? Will mark brainliest 1. Cedric enters into a contract with Claudia to buy her house for $150,000. Claudia decides later not to sellbecause she is so emotionally attached to the house. Cedric insists that he is entitled to the house. Cedric cansuccessfully sue for specific performance. An automobile manufacturer produces 79% of its cars at plant A. If 5% of the cars manufactured at plant A have defective emissions control devices, what is the probability that one of this manufacturer's cars was manufactured at plant A and has a defective emissions control device? Unit 4 Solving Quadratic equations {and complex number}