Theresa is buying a condo that costs $127,500. She has $8,300 in savings and earns $3,200 a month. Theresa would like to spend no more than 20% of her income on her mortgage payment. Which loan option would you recommend to Theresa? a. 30 year fixed, 6. 5% down at a fixed rate of 5% b. 30 year FHA, 3. 5% down at a fixed rate of 6. 5% c. 30 year fixed, 5% down at a fixed rate of 6. 25% d. 30 year fixed, 10% down at a fixed rate of 5. 75%.
Answer:a)30 year fixed, 6.5% down at fixed rate of 5%
Explanation:
Based on the information given, the loan option that would you recommend to Theresa is A. 30 year fixed, 6. 5% down at a fixed rate of 5%.
A loan simply means a form of debt that's incurred by an economic entity.
It should be noted that when an individual takes a loan, it's expected to be paid back in a particular period of time.
Therefore, the loan that will be recommended to Theresa is a 30 year fixed, 6. 5% down at a fixed rate of 5%. The reason is that it's cheaper when compared to other loan options.
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what is a public enterprise?
answer the question ✌
Public Enterprise is a business organization partly owned by the state and controlled through a public authority.
Types :
Government companies Departmental undertakingsStatutory CorporationsExamples :
State Bank of IndiaOil & Natural Gas Corporation6. Which of the following could cause a change in the demand curve?
A. There is a change in price.
B. There is a change in quantity.
C. There is a change in the population consuming the good.
D. None of the above.
Answer:
I think that there will be change in the population consuming the good because the goods are sold according to population who consumes it.The goods are sold according to the people .If there will be a lot of population consuming the good then the business can grow rapidly . But if there will be less population then people cant sold much goods.
What is a business cylcle
A business cycle is the periodic growth and decline of a nation's economy, measured mainly by its GDP. Governments try to manage business cycles by spending, raising or lowering taxes, and adjusting interest rates. Business cycles can affect individuals in a number of ways, from job-hunting to investing.
What is political environment in a business? Please help
Political environment is the state, government and its institutions and legislations and the public and private stakeholders who operate and interact with or influence the system.
Large banks who take excess risk because they believe they will be bailed out by the government if they go bankrupt are often known as
Answer:
Too Big to Fail
Explanation:
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Liam has purchased a fee-for-service health insurance plan from Leroux Health Insurance. Plan A includes a $248. 00 monthly premium and an annual deductible of $5,500. 00 (not including co-pays). Liam is a fairly healthy young man. He visits his primary care physician three times a year on scheduled visits. He sees a chiropractic specialist every week to help with lower back pain. He has no current prescriptions that need refilling regularly. Assuming Liam maintains his regular visits with his primary care physician and his chiropractor, and avoids any trips to the emergency room or urgent care, how much will Liam pay in health care related fees this year?.
The amount that'll be paid by Liam in healthcare-related fees this year will be $6216.
Based on the information given, the monthly payment will be:
= $248 × 12
= $2976
She went to the specialist 52 times at 60 dollars. This will be:
= 52 × 60 = $3120
3 visits to the physician at $40 will be:
= $40 × 3 = $120.
Liam's total expenses will be:
= $2976 + $3120 + $120
= $6216
In conclusion, the correct option is $6216.
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suppose you were hired as a consultant for a company that wants to penetrate the comp-xm market. this company wants to pursue a broad cost leader strategy. from last year’s reports, which company would be the strongest competitor?
Based on the information given, the company that will be the strongest competitor will be Baldwin.
A broad cost leader strategy simply means a strategy that's is used for competition based on price in a targeted market. It arrives to charge the lowest prices relative to the other firms.
From the complete question, the company that will be the strongest competitor will be Baldwin. The automation for its product was increased to reflect this.
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explain the method of bookkeeping ?
What are some risks of adding a new product?
Answer:
the product could not sell
the product could be poorly received/rated
the product could put your company into debt
if the product got bad reviews that looks bad for your business
Explanation:
Why does Staples participate in Anti-Money Laundering Compliance?
To improve business performanceTo prevent illegal activity and terrorismTo prevent fraud
The main reason why Staples participates in Anti-Money Laundering Compliance is to prevent illegal activity and terrorism
Based on the given question, we can see that money laundering is a federal offense which is punishable by law and is aimed at preventing money fraud whereby large sums of (illegal) money are moved from one place to another, usually to finance other illegal activities.
With this in mind, Staples which is a US Online Store which sells business essentials such as computers, printing services, etc engage in the Anti-Money Laundering Compliance so as to prevent illegal activity and terrorism
Therefore, the correct answer is option B
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Which of the following represents an increase in labor productivity within a country? (1 point)
O GDP decreased from 400 billion dollars to 200 billion dollars while total labor hours decreased from 75 million year to 50 million.
O GDP increased from 200 billion dollars to 400 billion while total labor hours increased from 50 million to 100 million.
O GDP increased from 200 billion dollars to 400 billion dollars, while total labor hours increased from 50 million to 75 million.
O GDP decreased from 400 billion dollars to 200 billion dollars, while total labor hours decreased from 100 million to 50 million.
The option that represents the rise in labor productivity will be C. GDP increased from 200 billion dollars to 400 billion dollars, while total labor hours increased from 50 million to 75 million.
Labor productivity simply means the workforce productivity. It's the real ouput per labor hours. It's the amount of goods that are produced for a given time period.
An increase in labor productivity will be the increase in the GDP from 200 billion dollars to 400 billion dollars, while total labor hours increased from 50 million to 75 million.
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Click this link to view O*NET’s Work Context section for Licensing Examiners and Inspectors. Note that common contexts are listed toward the top, and less common contexts are listed toward the bottom. According to O*NET, what are some common work contexts for Licensing Examiners and Inspectors? Select four options.
in an open vehicle
telephone
face-to-face discussions
wear specialized safety equipment
contact with others
importance of being exact or accurate
Answer:
A, C, E, F
Explanation:
Answer:
B, C, E, F
Explanation:
reer
6. In 1996, the average house price in the UK was about $75,000. By 2007, prices had risen to around $190,000. This increase in prices had been fueled by rising incomes and cheap loans.
a) Draw a demand and supply diagram to show what caused house prices to rise between 1996 and 2007.
b) There is an improvement in technology in the housing industry. Draw a diagram to show the effect this would have on house prices.
Please find attached the required diagrams.
As a result of the rising incomes and cheap loans, the demand for houses would increase. This would cause an outward shift of the demand curve. As a result, equilibrium price and quantity of houses would increase.
An improvement in technology in the housing industry would lead to an increase in the supply of houses. This would lead to an outward shift of the supply curve. Equilibrium price would reduce and equilibrium quantity would increase.
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Jasmine has a gross pay of $754. 80. By how much will Jasmine’s gross pay be reduced if she has the following items withheld? federal tax of $31 Social Security tax that is 6. 2% of her gross pay Medicare tax that is 1. 45% of her gross pay state tax that is 18% of her federal tax a. $94. 32 b. $192. 83 c. $224. 60 d. $323. 11.
Based on her gross pay and the deductions to be made, after Jasmine pays off all these things, her pay would be less by a. $94.32.
The deductions that Jasmine needs to make are:
= Federal tax + Social security tax + Medicare tax + State tax
Solving the above would give:
= 31 + (6.2% x 754.80) + (1.45% x 754.80) + (18% x 31 which is federal tax)
= 31 + 46.7976 + 10.9446 + 5.58
= $94.32
In conclusion, her gross pay would be less by $94.32
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which is a good synonym for the word barter in the term barter economy?
It should be noted that a good synonym that can be used for the word barter in a barter economy is trade.
A barter economy simply means a cashless economy where a good and services are traded at negotiated rates.
It should be noted that barter systems are known as one of the earliest forms of trade. Therefore, a synonym that can be used for the word barter in a barter economy is trade.
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what is bad customer service ? with example
How much money is there in the world?
Answer:
nobody don't have any ideas✓✓
All of this depends on currencies in different in countries because it's all worth different amount like 1 US dollar is 0.76 Pounds.
An average for you in USD is 1.4 quadrillion dollars.
A __________ is an effort or strategy to achieve a goal or a solution to a problem that is not readily apparent. A. Concept B. Schema C. Subgoal D. Prototype.
Answer: A. Concept
Explanation: The correct option is A ( Concept ) as
* Option B has Schema which means it’s just a representation of a plan in a model form.
* Option C is not correct because Subgoal means a goal or target which needs to be achieved to complete a larger goal or target.
* Option D is also not correct because Prototype means something of the first or initial type which can develop into other forms or types in future.
So the correct option for the answer is “ A”
A concept serves as an effort or strategy to achieve a goal or a solution to a problem that is not readily apparent.
What is a concept?
Concepts can be regarded as abstract ideas. they do serves as the fundamental building blocks in which principle lies on.
It should be noted that it play important role in all aspects of cognition.Therefore, concept is needed for thoughts and beliefs
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TELL ME THE WAY TO THE EXIT (I NEED TO KILL ALL THE COCKROACHES
Answer: corner
Explanation:
Betsy loves to garden, and her rose garden is enjoyed by everyone in her neighborhood. Because her consumption of rosebushes provides a positive externality to the community, the government should _____ because the market quantity of rosebushes is _____ than the socially optimal quantity.
Answer:
Provide a Subsidy; Lower
Explanation:
The distribution of income within the borders of a hypothetical country has begun troubling members of Congress. Specifically, the members of Congress are concerned that a very small minority commands a large portion of the country's total GDP. Which of the following methods might the government use to redistribute income from the high-income earners to lower-income earners?(1 point)
a.)social security payments
b.) food stamps
c.) progressive tax
d.) government- provided housing
Answer:
Progressive Tax
Explanation:
Progressive taxes is when high-income individuals or businesses pay a more significant tax percentage of their earning compared to low-income individuals or businesses
Progressive tax is the methods might the government use to redistribute income from the high-income earners to lower-income earners. Hence, option C is correct.
What is Progressive tax?A tax that levies a higher percentage of revenue from high-income groups than from low-income groups is referred to as a progressive tax. A proportionate tax is one that deducts the same amount from each income group. Regressive taxes are those that take a greater portion of low-income groups' income than they do from high-income groups.
Yet, there is still some uncertainty since, despite the fact that the GST is, in theory, a regressive tax, legislative actions have given it some characteristics of a progressive tax.
Because they take a bigger percentage of money from low-income groups than from high-income groups, user fees are sometimes regarded as regressive. Tolls for highways, bridges, and tunnels are among them, as are costs for permits, parking, museum and park entry, and other expenses.
Thus, option C is correct.
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bounded rationality is an idea in behavioral economics in which individuals are limited in their ability to make decisions. this leads to outcomes that differ from the outcomes predicted by traditional economic theory. which of the following would best describe an individual limited by ""bounded rationality""?
Bounded rationality simply means an idea that has to do with the fact that people are limited in their ability to make decisions.
You didn't provide the options. Therefore, an overview of the topic will be given. Bounded rationality means the way individuals make decisions that is different from perfect economic rationality.
An example of bounded rationality is when ordering at a restaurant and the customer makes suboptimal decisions because the customer was rushed by the waiter.
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Fill in the blank: Measuring your website’s authority comes down to assessing the volume and quality of the ____________.
The measurement of the website’s authority comes down to assessment of the volume and quality of the website's backlinks
Simply put, a backlink refers to series of link from one website which leads to another website.
The number and quality of a website's backlink tells about the quality of the website.
Hence, the measurement of the website’s authority comes down to assessment of the volume and quality of the website's backlinks
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Rashad doesn't want to spend time organizing his personal financial records. His spouse, Minos, thinks it is worth spending the time to get organized. What should Minos tell Rashad to convince him that organizing personal financial records is beneficial? OA It will be easier to manage daily business activities such as paying bills. OB. People who organize their personal financial records generally do not have to file taxes. OC They cannot lose money on investments as long as they keep good records. OD. Most banks offer a yearly cash bonus if clients have organized financial records.
What Minos should tell Rashad to convince him that organizing personal financial records is beneficial is: A It will be easier to manage daily business activities such as paying bills.
To convince her spouse of the importance of organizing personal financial records, Minos should tell Rashad that organization will help him to coordinate his daily business activities better.
He will not be at a loss of the whereabouts of his financial data.
Therefore, option A is right.
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1. The current exchange rate between the Japanese Yen and the US Dollars is 80:1. If a new
3D TV set in Tokyo costs 80,000 yen, how many US Dollars would you need to purchase the
TV?
Answer:
1,000 US dollars
Explanation: 80,000 divided by the 80-1 ratio would equal 1000$
80,000/80=1000
The current exchange rate between the Japanese Yen and the US Dollars is 80:1. You would need 1,000 US dollars to purchase the TV.
What is exchange rate?The price at which one currency will be traded for another is known as the exchange rate. Most often, currencies are national ones, but they can also be supra-national ones like the euro or sub-national ones like Hong Kong.
The rate at which one currency will be exchanged for another is known as the exchange rate. Some exchange rates are linked or fixed to the value of a particular country's currency, however most exchange rates are floating and will increase or decrease depending on market supply and demand.
You would need 1,000 US dollars to purchase the TV.
80,000 divided by the 80-1 ratio = 1000$
80,000/80=1000
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Long setup times enable a manufacturer to have frequent changeovers and move toward single-piece flow, thus achieving high flexibility and product variety. a. True b. False
Answer:
b. false is the answer
Explanation:
Homelife, a national chain of high-end furniture stores, employs nearly 800 workers. In the past few years, the company's market share has dropped significantly, and employee turnover has increased. Upper management is considering the implementation of a new compensation policy in its efforts to turn the company around. Historically, the company has paid all employees similarly with some variation for seniority but no distinction between high and low performers. Which one of the following questions is LEAST relevant to Homelife's decision to develop an aligned reward strategy?
a. What compensation programs should Homelife use to reinforce necessary employee behaviours?
b. How well does Homelife's current compensation program match the company's strategic aims?
c. What were the results of the most recent Homelife customer review ratings?
d. What compensation programs should Homelife use to reinforce desired employee behaviours?
The option that's least relevant to develop the reward strategy is C. What were the results of the most recent Homelife customer review ratings?
A reward strategy simply means the designing and implementation of reward policies that are vital in supporting the objectives of an organization.
In this case, it's important to know the compensation programs that should be used to reinforce necessary employee behaviors and how well Homelife's current compensation program matches the company's strategic aims.
It should be noted that the results of the most recent Homelife customer review ratings don't matter in the reward strategy.
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10. The overall levels of income, employment, and prices are determined by the spending and production decisions
of all except which of the following.
A. Households
B. Businesses
C. Government
D. Foreign Sectors
or prodused in an
Explanation:
option C. Government
hope Its useful for you
Answer:
I think Government is the right answer.
The purchase of merchandise, the sale of goods and services to customers, and expenditures to operate the business are all reported on the statement of cash flows under________________ activities.
Answer: Operating Activities
Explanation: The cash flow statement lists 3 activities: The operating activities which is the most important 1. It lists cash receipts, adjustments to net income plus depreciation, gain or loss on a fixed asset and changes in current assets and liabilities. The investing activities lists the purchase and sale of fixed assets. Finally, the finance activities focuses on paying its liabilities which can be issuing shares of stock, paying dividends, and receiving a long-term note payable.
Hope this info helps.
