determine the present value now of an investment of $3,000 made one year from now and an additional $3,000 made two years from now if the annual discount rate is 4 percent.

Answers

Answer 1

The present value of the investment is $5,658.29.

The present value is the value of an investment today. It is determined by adding the sum of the discounted cash flows of the investment.

Present value of year 1 cash flows= $3000 / 1.04 = $2,884.62

Present value of year 2 cash flows=$3000 / 1.04² = $2,773.67

Sum of the discounted cash flows = $2,773.67 + $2,884.62 = $5,658.29

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Related Questions

If you get into a car accident, your _______________ may increase because you will be considered riskier for insurance companies to cover.

Answers

Money hope it work for you
The answer to this is møñėÿ

3. What is journalising? State the rules of journalising based on the types of account with examples. ​

Answers

Answer:

One amount in the debit column must be equal to two or more amounts in the credit column or one amount in the credit column equals to two or more amounts in the debit column or under compound entry, a few debits will be equal to a few credits. The rule for journalising is the same as that of simple journal.

Explanation:

Journalizing is the process of recording a business transaction in the accounting records. ... Examine each business transaction to determine the nature of the transaction. For example, the receipt of a supplier invoice means that an obligation has been incurred.

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Explanation:

journalism is the practice of documenting a business translation account records

the rules of journalists are:-

1. debit purchase account and credit sales account.

2. debit expenses account and credit cash/bank account.

journatising example are:-

1. real account

2. personal account

3. nominal account

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the pool of free labor grew during the post-revolutionary period. identify the reasons for this growth.

Answers

There was a growth of free labor around the post-revolutionary period, this is as a result of Increased numbers of non - indentured immigrants that comes from Europe.

The post-revolutionary period can be regarded as the period that comes after the  Revolutionary War, and it brought about alot of change such as end of  of monarchical rule, and coming forth of religious fragmentation and economic flux.

This era, there was a pool of free labor as a result of the movement of non - indentured immigrants that comes from Europe which added to the indentured servants which are already  outliving their terms of required labor.

Therefore, the non - indentured immigrants  brought about increased labor.

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as more and more companies become proficient at bringing products and services to market, ______ is emerging as a necessary and powerful competitive weapon.

Answers

Answer: Speed

Explanation:

Speed is growing as a critical and effective competitive tool as more businesses become adept at bringing goods and services to market. Therefore, the correct response is Option (D).

What is the role of speed in competitive business?

Your product's speed to market determines how quickly you'll deliver it to clients and whether you're quicker than your rivals. Delivering your products before your rivals can provide you with a market edge and position you as the industry leader.

Sales professionals are beginning to understand that speed can provide them with a competitive advantage. A company will achieve excellent results and possibly close more transactions whenever it can complete an action quicker than its rivals. It's difficult to overstate how important speed is in our daily lives.

Hence, option (D) is the correct answer to this question.

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Your question is incomplete, probably the complete question is-

As more and more companies become proficient at bringing products and services to market, ______ is emerging as a necessary and powerful competitive weapon.

A. human resources

B. raw materials

C. money

D. speed

Some companies expand successful retail businesses by entering into contracts that give others the right to operate businesses with the same name and format. This is called ______. Multiple choice question. franchising an administered vertical marketing system licensing co-branding

Answers

Answer:the answer is franchising

Explanation:

Franchises are contracts or stores and are given to public people to own and operate

Franchising is when some companies expand successful retail businesses by entering into contracts which give others right to operate businesses.

What is franchising?

Franchising refers to an arrangement whereby a one party gives aproval for the other party to trade in his name with all rights and privileges.

Advantages of owning a franchise are :

Franchise owner gets valuable help throughout the lifespan of the business. Owning a franchise comes with a low rate of failure.

Hence, franchising is when some companies expand successful retail businesses by entering into contracts  which give others right to operate businesses.

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the Following 4. Journal sita ram Started business RS 50,000 andbank 100,000 with deposit​

Answers

Answer:

Whats the question

Explanation:

a lost check with a blank endorsement on it can be cashed by

Answers

Answer:

A Blank Endorsement is - an endorsement consisting only of the endorser's signature. * If the blank endorsed check is lost or stolen, the check can be cashed by anyone who has it, so only use it when it is ready to be directly cashed or deposited into the bank. SPECIAL ENDORSEMENT.

Explanation:

*PLEASE ANSWER !!! I DONT GET IT, !! ASAP*
Elena is excited to invest, but she is worried that she might lose her investment funds by making risky
investments. How could Elena use diversification to manage her risk? (1 point)

a. ) Elena could forego investing altogether.

b. ) Elena could purchase multiple assets from multiple sources.

c. ) Elena could invest some of her funds into a single low-risk investment and pocket the rest
as cash.

d. ) Elena could invest all of her funds into a single low-risk investment.

Answers

Answer:

Elena could purchase multiple assets from multiple sources.

Explanation:

For reducing the risk Elena should acquire multiple assets from the multiple sources.

What is diversification of the assets?

Diversification refers to the strategy that deals in the risk management where various kind of investment should be involved within a portfolio. It comprise of various type of assets and the investment so that the risk could be minimized instead of investing in one kind of asset.

Therefore, the option b is correct.

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What is a “work point”?

Answers

Answer:

A work point is an independent entity whose location is defined in space.

Explanation:

Work points may be placed or projected onto part faces, linear edges, or onto an arc or circle. Work points can be constrained to the center points of arcs, circles, and ellipses.

a financial services company with insurance, investments, mortgages, and banking divisions is best characterized as having a

Answers

The financial services company which includes the insurance, investments, mortgage, banking is best characterized as having a product structure.

The question options includes functional design, product structure, geographic structure and horizontal design.

Product organizational structure refers to an organization framework in which the various divisions therein are divided base on focus on product or service offered within the company.

All financial institution have the distinct product they offered to customers and each department in the institution are formed to serve the product being offered.

Therefore, the answer is B. because the financial services company are best characterized as product organizational structure.

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List 4 stakeholders

Answers

Answer:

Employees,Governments,Local communities,customer

Karen is the next employee scheduled to attend 3 weeks of training in another state. Her employer knows the training will disrupt Karen's family life. The employer arranges cell phone service and Internet access for Karen to communicate daily with her family while she is away. Other coworkers tell Karen how useful the training has been, and that the time away goes quickly. By supporting Karen, the coworkers and the employer are improving Karen's _______ to learn.

Answers

By supporting Karen, co-workers and the employer are improving Karem's willingness to learn during her training, which is positive behavior that encourages and motivates the employee.

Training helps in the development of employees, makes them more motivated, creative and consequently productive, which is an essential advantage for companies to remain competitive and profitable.

Team behaviors also demonstrate an organizational culture favorable to collaboration, understanding and the development of employee skills and competencies.

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Task C:
1. What methods of growth
would you suggest to the
owner of a small successful
family hotel that has
accumulated profits for
several years?

Answers

Answer:

First, they assume that a company must grow and pass through all stages of development or die in the attempt. Second, the models fail to capture the important early stages in a company’s origin and growth. Third, these frameworks characterize company size largely in terms of annual sales (although some mention number of employees) and ignore other factors such as value added, number of locations, complexity of product line, and rate of change in products or production technology.

To develop a framework relevant to small and growing businesses, we used a combination of experience, a search of the literature, and empirical research. (See the second insert.) The framework that evolved from this effort delineates the five stages of development shown in Exhibit 2. Each stage is characterized by an index of size, diversity, and complexity and described by five management factors: managerial style, organizational structure, extent of formal systems, major strategic goals, and the owner’s involvement in the business. We depict each stage in Exhibit 3 and describe each narratively in this article.

Explanation:

The production function gets flatter, while the total cost curve gets steeper due to the fact that Group of answer choices at lower levels of production firms require more inputs to increase production by the same amount as compared to higher levels of production. at higher levels of production firms require more inputs to increase production by the same amount as compared to lower levels of production. at higher levels of production firms require less inputs to increase production by the same amount as compared to lower levels of production.

Answers

The production function gets flatter, while the total cost curve gets steeper due to the fact that C. at higher levels of production firms require less inputs to increase production by the same amount as compared to lower levels of production.

The production function shows the relationship that exists between the inputs and the outputs during the production of a product.

It should be noted that diminishing marginal product is vital for explaining why the increase in the output of a firm results in the production function getting flatter. Also, the total curve becomes steeper.

Therefore, at higher levels of production, firms require fewer inputs to increase production by the same amount.

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in which step of the price setting process would a new-product manager decide whether to adopt a penetration or a skimming pricing strategy for a new product she is about to introduce to the market?

Answers

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Explain Market Segmentation

Answers

In marketing, market segmentation is the process of dividing a broad consumer or business market, normally consisting of existing and potential customers, into sub-groups of consumers based on some type of shared characteristics.

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why do companies have middle management instead of just having senior management that retains all power in the organization?

Answers

Answer:

Small companies don't have middle management, so it is entirely appropriate for senior management to implement strategy and guide employees directly.

The purpose of management is nothing to do with power, but rather to create, plan and execute the vision and strategy of the organization through the workforce and technology.

Explanation:

hilton’s vp of talent & inclusion mentioned that the company participates in on-campus recruiting. this is an example of what type of recruiting?

Answers

Answer:

hiring from within

Explanation:

The company looks for internal candidates that exhibit leadership skills and qualities. This type of practice motivates employees and shows there is an opportunity for growth from within the company.

What is a mutual fund

Answers

Answer: A mutal fund is a professionally managed investment fund that pools money from many investors to purchase securities. the term is typically used in the United States, Canada, and India while simular structures across the globe include the SICAV in Europe and open-ended investment company in the UK.

Explanation:

Mutual eow eieité gòïèß błack

Imagine there are two countries: A and B. These countries have the same amount of resources and both produce two goods, pens and scissors. If country A dedicates all of it's resources to pens, it can produce 1000 pens. If country A dedicates all of it's resources to scissors, it can produce 3000 scissors. If country B dedicates all of it's resources to pens, it can produce 500 pens. If country B dedicates all of it's resources to scissors, it can produce 1000 scissors. Now try a different trade ratio.

Required:
Which country would accept and/or not accept a trade of 200 pens for 500 scissors (i.e. the trade would benefit them)?

Answers

Answer:

The American statesman Benjamin Franklin (1706–1790) once wrote: “No nation was ever ruined by trade.” Many economists would express their attitudes toward international trade in an even more positive manner. The evidence that international trade confers overall benefits on economies is pretty strong. Trade has accompanied economic growth in the United States and around the world. Many of the national economies that have shown the most rapid growth in the last few decades—for example, Japan, South Korea, China, and India—have done so by dramatically orienting their economies toward international trade. There is no modern example of a country that has shut itself off from world trade and yet prospered. To understand the benefits of trade, or why we trade in the first place, we need to understand the concepts of comparative and absolute advantage.

In 1817, David Ricardo, a businessman, economist, and member of the British Parliament, wrote a treatise called On the Principles of Political Economy and Taxation. In this treatise, Ricardo argued that specialization and free trade benefit all trading partners, even those that may be relatively inefficient. To see what he meant, we must be able to distinguish between absolute and comparative advantage.

A country has an absolute advantage in producing a good over another country if it uses fewer resources to produce that good. Absolute advantage can be the result of a country’s natural endowment. For example, extracting oil in Saudi Arabia is pretty much just a matter of “drilling a hole.” Producing oil in other countries can require considerable exploration and costly technologies for drilling and extraction—if indeed they have any oil at all. The United States has some of the richest farmland in the world, making it easier to grow corn and wheat than in many other countries. Guatemala and Colombia have climates especially suited for growing coffee. Chile and Zambia have some of the world’s richest copper mines. As some have argued, “geography is destiny.” Chile will provide copper and Guatemala will produce coffee, and they will trade. When each country has a product others need and it can be produced with fewer resources in one country over another, then it is easy to imagine all parties benefitting from trade. However, thinking about trade just in terms of geography and absolute advantage is incomplete. Trade really occurs because of comparative advantage.

Explanation:

The country that should accept trade  200 pens for 500 scissors is Country B.

What is comparative advantage?

A country has comparative advantage in production if it produces at a lower opportunity cost when compared to other countries. If the country does not have a comparative advantage inthe production of a good, that goos should be imported.

Opportunity cost in producing 1 scissors:

For country A = 1000 / 3000 = 1/3

For country B = 500 /1000 = 1/2

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what is the source of income for the four sectors of the economy

Answers

Answer:

Consumer, Investment, Government, and Foreign.

Explanation:

Consumer:

Personal disposable income

Investment:

Retained earnings

Government:

Indirect business taxes, Corporate income taxes, Social Security contributions, and Individual Income taxes.

Foreign:

No specified source of income but is instead represented by the difference in goods sent abroad and goods purchased from abroad.

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what are rfid tags used for​

Answers

Answer:

RFID tags are a type of tracking system that uses radio frequency to search, identify, track, and communicate with items and people. Essentially, RFID tags are smart labels that can store a range of information from serial numbers, to a short description, and even pages of data.

in the long run a company that produces and sells pizzas incurs total costs of $1,050 when output is 90 pizzas and $1,200 when output is 100 pizzas. the pizza company exhibits

Answers

Answer:

The diseconomies of scale because average total cost is rising as output rises.

Explanation:

Segment margin is equal to sales revenue less all costs attributable to a segment that ______. Multiple choice question. is the same thing as contribution margin is calculated as part of a special-order decision includes both direct and common fixed costs includes both variable and direct fixed costs

Answers

Answer:

includes both variable and direct fixed costs

Explanation:

Villanelle started her own business last year with the goal of turning a profit. However, after one year in business, Villanelle has not managed to
make any profit. What does this mean?
O A. Villanelle secured far too many customers in one year of business
OB. after all expenses were paid, Villanelle had massive financial gain
OC after all expenses were pald, Villanelle had no financial gain
OD. Villanelle was not able to meet the federal guidelines regarding growth in order to stay in business

Answers

Answer:

It is not D.

Explanation:

Villanelle was not able to meet the federal guidelines regarding growth in order to stay in business.

Answer:

C. after all expenses were paid, Villanelle had no financial gain

Explanation:

Right on Edmentum/Plato

when the federal reserve conducts open-market operations to increase the money supply, it

Answers

When the federal reserve conducts open-market operations to increase the money supply, it buys or sells government bonds. The money supply increases when buys bonds and decreases when sells bonds.

An open market operation is an example of monetary policy. Monetary policy are the policies undertaken by a country's central bank in order to affect the level of aggregate demand in the economy.  

An open market operation is the sale or purchase of government bonds. When the Fed sells bonds, its is known as an expansionary monetary policy because it increases the supply of money in the economy. On the other hand, when the Fed buys bonds, it is known as a contractionary monetary policy because it decreases the supply of money in the economy.

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be possible in the United States?

Answers

Answer:

yes be possible in United to know at all and how to learning .

Explanation:

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what is a company market share​

Answers

A company's market share is its sales measured as a percentage of an industry's total revenues. You can determine a company's market share by dividing its total sales or revenues by the industry's total sales over a fiscal period. Use this measure to get a general idea of the size of a company relative to the industry.

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a monopoly is a market structure that is characterized by

Answers

Answer:

Definition: A market structure characterized by a single seller, selling a unique product in the market. In a monopoly market, the seller faces no competition, as he is the sole seller of goods with no close substitute. ... All these factors restrict the entry of other sellers in the market.

Explanation:

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returning workers confront creepy time capsules of pre-pandemic life

Answers

The main idea of this article is to expose the space that workers found when returning to their workplaces after isolation from the pandemic.

The article talks about the workplaces that had particular aspects after having been alone for 18 months of isolation due to the pandemic. For example:

There was spoiled food that was left there 18 months ago.Calendars for the first months of the year 2020.

This situation originated because the workers carried out their daily work routine and did not contemplate being forced to isolate themselves for prevention to acquire the virus of the pandemic of the year 2020.

This question is incomplete because the question is missing. The question is:

What is the main idea of the article?

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Other Questions
Anna: My lifes got stuck these days. I am so depressed and unable to think of anything.Bill: "________." A.You will be tired. B.Stay calm. Everything will be alright. C.Stay stuck there. D.No, thanks. Hopfuly someone will help me this time! how can i fix this essay i made? such as fixing punctuation, getting rid of inappropriate word choice, wordy sentences, and making it sound more professional? Frederick Douglass was born in 1818 and died in 1895. He was also a slave. He thought that slavery was morally wrong and, therefore, should be banned, while Captain Canot was fine with it and, in fact, supported it. Frederick, being a slave helped with the reason he was against it. But, there are many other reasons why he thought it was wrong. One other reason he thought slavery was wrong was that Frederick saw children's mothers and children being slaves while usually the father would be white and the slave owner, this also brought domestic violence. If the mothers or children would not listen. They would be whipped, beaten, and sometimes even killed. They were killed. They were seen as "expendables" as white slave owners could just buy more because most of the slave owners who owned slaves were usually rich and could afford to buy more at a slave auction. Frederick, also based his views on how he was taught and his education. He also knew that inequality and slavery were always hateful and immoral, in the first place. Captain Canot, on the other hand, was born into a white family in 1804 and was always taught owning a slave was not wrong. This, is a reason why he believed it was okay to own slaves (seeing a pattern?). He then joined the military giving him the name "Captain." Which was a mastery of all men, to complement this he owned slaves himself. Captain Canot never experienced what being a slave was and what having no rights at all felt like. So of course, having no experience Captain Canot thought slavery wasn't that bad. However, Captain Canot and his men also saw African Americans as just "cargo" something just to be delivered and kept alive. Not even humans. The idea of African Americans being a lower class than a peasant, or a "sub-human" wasn't made overnight, it was made through hundreds of years of slavery. Although Captain Canot was not in slavery his whole life around 1840 he stopped taking slaves and decided to go into the plantation industry in the same region he was in, he still occasionally participated in slave trafficking but was not often. Both of these historical characters thought very differently, but for all the same reasons, experience, principles, and the place they were born and how they were taught. a room has a rectangular floor that measures 28 feet by 14 feet and a flat 9-foot ceiling. what is the area of the floor and how much air does the room hold? fill in the table using the function rule. Y=2x-1 if a multicellular animal lacks true tissues, then it can properly be included among the Find the value of x within the triangle How is kinetic energy used in dribbling a basketball Please answer my question and give me the explanation clearly.I will give you more points Plz help me with math well mark brainliest! PLEASE CAN ANYBODY HELP These trianglesare congruent bythe trianglecongruencepostulate [? ]A. SSSB. SASC. Neither, they are not congruent Can you please answer this question?R = E / I solve for I whats friendship? its for a writing thing 32.28 in expanded form how to get pregnant with your tubes tied without surgery it will increase the elasticity of our muscles and tendons and it's usually used as warm up exercise. Which of the following is a function equivalent [tex]f(x) = 4 {(1.8)}^{2x} [/tex]a. [tex]f(x) = 4 {(3.24)}^{x} [/tex]b. [tex]f(x) = 4(3.24x)[/tex]c. [tex]f(x) = {12.96}^{x} [/tex]d. [tex]f(x) = {51.84}^{x} [/tex] The gravitational field on Saturn is 10.4 times its value on Earth.a. What would a 100.0-kg mass weigh on Saturn?b. If the gravitational field on the surface of Pluto is 0.08 times that of Mercury, what would a 7.0-kg mass weigh on Pluto?Show all work!! A rental car company charges $54.35 per day to rent a car and $0.09 for every mile driven. Jayden wants to rent a car, knowing that: He plans to drive 425 miles. He has at most $310 to spend. Use the drop-down menu below to write an inequality representing d, the total number of days Jayden can rent the car while staying within his budget.