Speculative Risk Definition:
Risk that results in an uncertain degree of gain or loss. All speculative risks are made as conscious choices and are not just a result of uncontrollable circumstances. -Loss -No loss -GAIN.
Example:
→ Gambling.
Gambling is a type of speculative risk, and the gambler engages in this activity expecting to finish with more money than she/he started with.
Many financial service firms, IT firms, and health care companies are among the most active when it comes to________, which occurs when value chain activities are taken care of outside the home country of the firm.
Many financial service firms, IT firms, and health care companies are among the most active when it comes to Offshore outsourcing, which occurs when value chain activities are taken care of outside the home country of the firm.
What is Offshore Outsourcing?Offshore outsourcing is an act of hiring an external organization to run some business operation in another country.
Most financial firms, IT firms, and even health care companies are active when it comes to offshore outsourcing. They employ the services of another organization outside the country to run some operations.
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How is a mutual fund different than an index fund?
Answer:
Index funds are mutual funds, but instead of owning maybe twenty or fifty stocks, they own the entire market. (Or, if it's an index fund that tracks a specific portion of the market, they own that portion of the market:)
In addition to needs, what should you plan for first when
creating a budget?
Answer: recurring expenses
Explanation:
Information campaigns about tobacco hazards and taxes on tobacco are two ways to discourage its use. Which one causes a movement along the demand curve, without making changes to the demand curve itself
Information campaign on hazardous tobacco one causes a movement along the demand curve.
What is an information campaign?Information campaign's main motive is to provide the useful information to the people. The people in information campaign try to spread the awareness about the different things like save the girl child, equality above everything, say no to tobacco.
Thus, it is an Information campaign on hazardous tobacco.
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2. Accrued interest income on notes receivable is calculated using all of the following information except the (A) annual interest rate. (B) principal. (C) term of the note. (D) date of the note.
Term of the note is not necessary to be used for calculating the accrued interest income on notes receivable.
What is accrued interest?Accrued interest is that interest rate that has been already incurred on the loan but not paid yet.
In order to, calculate the accrued interest, interest rate has to be multiplied by the notes receivable amount and divide by the 12.
Accrued interest can be in the form of accrued interest revenue or accrued interest expense.
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(1 point) If 8000 dollars is invested in a bank account at an interest rate of 9 per cent per year, find the amount in the bank after 5 years if interest is compounded annually
Answer:
$12,308.99
Explanation:
$8,000.00 $8,000.00 $720.00 $8,720.00 $8,000.00
$8,000.00 $8,720.00 $784.81 $9,504.80 $8,000.00
$8,000.00 $9,504.80 $855.45 $10,360.23 $8,000.00
$8,000.00 $10,360.23 $932.45 $11,292.65 $8,000.00
$8,000.00 $11,292.65 $1,016.34 $12,308.99 $8,000.00
hope this helps!
Which of these is a disadvantage of owning your own business?
A. You set your own rules, hours, and direction of your business.
B. You can work in the field you love best.
C. When your business makes money, you profit the most.
D. When your business loses money, you are responsible for the debt.
Answer:
D
Explanation:
If you own the business, and you experience a loss, you are responsible for the loss. The other answers are positive advantages
In 2021, depending on the amounts of income and other tax information, some individuals may report their income on: a.Form 1041. b.Form 1120. c.Form 1040A. d.Form 1065. e.None of these choices are correct.
In 2021, depending on the amounts of income and other tax information, some individuals may report their income on Form 1040A.
What is Form 1040A?
Form 1040A is defined as a form that permits a person to claim a limited number of tax credits after calculated the amount of taxes, such as the child tax credit, child and dependent care expenses, the credit for the elderly or disabled, and education tax credits.
Some individuals may be required to file Form 1040A in 2021, based on their income and other tax information.
Therefore, option c is correct.
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who is the fastest typist ever recorded and how many words per minute did she type?
Explanation:
The fastest typist ever recorded is Stella Pajunas-Garnand.
She typed 216 words in a minute.
She's from Chicago, US.Having just graduated with a degree in business, Brianna looks over several offers she has received from companies interested in her talents. She is specifically interested in the wage setup each company is offering. One wants her to manage a small store; this would be a salaried position. Another would have her working in a sales office on commission. The third is a spot in a paper company as an hourly sales manager. Brianna has been offered a chance to do per-project work for a retail company, but she would be an independent contractor. Compare and contrast these
Answer:She's just getting started financially and decides not to join her field's major professional association because she thinks it's not worth the annual fee.
Explanation:There u GO!!<3:)
Software upgrade times (in minutes) are being evaluated. samples of five observations each have been taken, and the results are as listed.
sample
1 2 3 4 5 6
79.2 80.5 79.6 78.9 80.5 79.7 78.8 78.7 79.6 79.4 79.6 80.6 80.0 81.0 80.4 79.7 80.4 80.5 78.4 80.4 80.3 79.4 80.8 80.0 81.0 80.1 80.8 80.6 78.8 81.1
According to the information above, the average time of each sample is: Sample 1 = 79.7, Sample 2 = 79.2, Sample 3 = 80.3, Sample 4 = 79.8, Sample 5 = 80.3 and, Sample 6 = 80.2.
How to calculate the average time in minutes of each sample?To calculate the average time (in minutes) of each sample, we must add all the values and then divide the result by the number of values that we used, in this case the number five as shown below:
Sample 1 = 79.2 + 80.5 + 79.6 + 78.9 + 80.5 = 398.7398.7 ÷ 5 = 79.7Sample 2 = 79.7 + 78.8 + 78.7 + 79.6 + 79.4 = 396.2396.2 ÷ 5 = 79.2Sample 3 = 79.6 + 80.6 + 80.0 + 81.0 + 80.4 = 401.6401.6 ÷ 5 = 80.3Sample 4 = 79.7 + 80.4 + 80.5 + 78.4 + 80.4 = 399.4399.4 ÷ 5 = 79.8Sample 5 = 80.3 + 79.4 + 80.8 + 80.0 + 81.0 = 401.5401.5 ÷ 5 = 80.3Sample 6 = 80.1 + 80.8 + 80.6 + 78.8 + 81.1 = 401.4401.4 ÷ 5 = 80.2According to the above, it can be inferred that the samples that took the longest time are Sample 3 = 80.3, and Sample 5 = 80.3. On the other hand, the sample that took the least time was: Sample 2 = 79.2.
Note: This question is incomplete because there is some information missing. The question is:
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13. the categories of routine replies and positive messages include all of the following except
(1 point)
ogranting requests for information and action.
ogranting claims and adjustments.
orefusing requests.
o sending goodwill messages.
The act of refusing requests does not belongs to the categories of routine replies and positive messages.
What is a routine replies & positive messages?These are messages that serves as a good feedback to the other party expecting a message.
However, the act of refusing requests does not belongs to the categories of routine replies and positive messages.
Therefore, the Option C is correct.
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An individual participates in the 401(k) plan offered by the employer. Every two weeks, 4% of the employee's salary is deferred into the plan. The contributions are made into several different mutual funds. This practice is using
The practice is of 401(k) plan offered by the employer is using a deferred compensation.
What is a Deferred compensation?This plan involves an employee holding the pay for disbursement at a later time which often provides a tax deferred benefit to the employee.
Hence, the practice is of 401(k) plan offered by the employer is using a deferred compensation.
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When a manager has control over and is accountable for cost, profit or investments of an organization, it is called ________.
Answer:
it's called an responsibility center
The number of families receiving snap benefits grew most between . by 2012, about million families were receiving snap benefits.
The number of families receiving snap benefits grew most between 46 by 2012, about million families were receiving snap benefits.
What is snap benefit?Snap benefit which full meaning is Supplemental Nutrition Assistance Program can be defined as a federal government program that help to provides food for low income earners or people that cannot afford it.
By the end of 2012, about 46 million families were beneficiary of the SNAP program.
Therefore the number of families receiving snap benefits grew most between 46 million.
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Answer:
2008 to 2010
46 million families
Explanation:
Just did it :)
On february 2, miles inc. Pays $800 to purchase a one-year insurance policy that will expire next year on january 31. Miles indicates this transaction in its books by recording an $800 reduction in cash and an $800 increase in expenses. Did miles make the proper accounting entries? why or why not?.
If on february 2, miles inc. Pays $800 to purchase a one-year insurance policy. No miles did not make the proper accounting entries.
Insurance policy can be defined as a coverage that help to cover cost incase of unforeseen circumstance.
Based on the scenario mile did not makes the proper accounting entries based on the following:
Prepaid insurance is not an expense but an asset.Hence, the company should have offset the decrease in cash of the amount of $800 and $800 increase in prepaid insurance into an asset account.Therefore miles did not make the proper accounting entries.
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Drivers become subject to the liability insurance law when accident damages amount to: 1. $100 to property of one person 2. $25 to property of one person 3. at least $1,000 to property of one person 4. $50 to property of one person
The drivers become subject to the liability insurance law when their accidental damage amount to at least $1,000 to property of one person.
What is an accidental damage?These refers to the damage caused to third party property or vehicle while using an insured car.
Here, the drivers become subject to the liability when their accidental damage amount to at least $1,000 to property of one person.
Therefore, the Option 3 Is correct.
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What is the total revenue of mike's ice cream business if he sells ice
cream for $2.00 a bar, and sells 25 bars in a day. his total cost of
operation is $15.00 to run the stand.
o $30.00
o $35.00
o $42.50
o $50.00
Answer:
$50
Explanation:
Total revenue= Price multiplied by total quantity sold.
Total Revenue= $2 multiplied by 25=$50.
Profit is total revenue minus total cost= $50-$15=$35
Wich of the following accounts is credited after the sale of a fully depreciated asset
Answer:
Relevant asset account is credited
Tara is interested in designing automated systems for a supply chain. which type of degree would she most likely need? select an answer: mechanical engineering packaging engineering computer science industrial engineering
Tara is interested in designing automated systems for a supply chain the type of degree would she most likely need is mechanical engineering.
What is mechanical engineering?Mechanical engineering is a branch of science that combines other Science subject such as physics and mathematics to manufacture important mechanical systems and product.
Therefore, Tara is interested in designing automated systems for a supply chain the type of degree would she most likely need is mechanical engineering.
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Amani is the newly hired manager at MyCoffee, a global coffee roasting company. As part of her responsibilities, Amani often gives interviews to media outlets and speeches to community organizations. Amani is playing the role of a
Amani is playing the role of a spokesperson as she often gives interviews to media outlets and speeches to community organizations.
Who is a firm's spokesperson?This refers to an official that is for transmitting information about their organization and its goals to the people outside it.
Hence, in this case, she is playing the role of a spokesperson as she often gives interviews to media outlets and speeches to community organizations.
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Shonda wants to open a deli. She is worried that it won't be successful unless
it has a familiar brand name, so she pays for the rights to use the name and
logo of an existing deli company. What type of business is Shonda forming?
O A. A franchise
O B. A cooperative
O C. A partnership
O D. A corporation
If he pays for the rights to use the name and logo of an existing deli company. The type of business is Shonda forming is: A. A franchise.
What is franchise?Franchise can be defined as the way a person or a company is given the license or right to use a another company trade name or logo.
Based on the given scenario Shonda forming a franchise type of business because he was given the rights to use the name and logo of an existing deli company.
Therefore the type of business is Shonda forming is: A. A franchise.
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Broadly defined, how many types of customers are there?.
When it comes to customers, there are different types but in a broad measure, there are 4 types of customers.
Which types of customers are there?There are four broad types of customers which include:
Value buyers. Relationship buyers. Price buyers. Mix of value and relationship buyers.As the names imply, buyers are motivated by various things with some being motivated by the relationship they have with the seller, and others being motivated by the price of goods.
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Select the correct answer from each drop-down menu. when a government introduces regulations addressing worker safety and environmental protection, it affects businesses and consumers. businesses face because they must alter existing infrastructure to meet regulations. as a result, consumers pay for produced goods.
When a government introduces regulations addressing worker safety and environmental protection, it affects businesses and consumers. Hence, Option A. is the answer.
What is the effect of government's regulations on worker safety and environmental protection?Environmental laws play a huge part in protecting humans, animals, resources, and habitats. Aside these laws, no regulations on pollution, contamination, hunting, or even response to disasters. Environmental law works to protect land, air, water, and soil.
Therefore, the correct answer is option A.
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Answer:
See image
Explanation:
Plato
Question
in the evolution of the internet, which event occurred most recently?
a. e-commerce allows people to make transactions online.
b. email was invented.
c. web 2.0 replaced the world wide web.
d. arpanet was opened to the general public.
Answer: C
Explanation: Web 2.0 replaced the World Wide Web.
outline reasons why some chemicals are not suitable for man's use
Answer: Chemicals such as insecticides, pesticides, and others must be kept away because they can contaminate food, and make it poisonous to anybody. Some can cause burns, vomiting, diarrhea, and in very large amounts, drowsiness or death. Chemical products may cause immediate health effects, such as skin or eye irritation or burns, or poisoning. There can also be longer-term health effects from chemicals.
Explanation:
Chemicals such as insecticides, pesticides, and others must be kept away because they can contaminate food, and make it poisonous to anybody. Also, chemicals used, for the preservation of food, must not be allowed to come in contact with food substances.
What is wrong with the following outline?
When teenagers give community service, they not only benefit the community but themselves.
Community service fulfills special needs in the community that might otherwise be neglected.
Volunteers often provide the only companionship that some of the elderly or disabled have because many people in nursing homes do not have family nearby.
Big Brother/Big Sister programs offer kids opportunities to learn, play, and socialize, which they would not otherwise have because of working parents.
Teenagers who perform community service benefit from the knowledge that they are making a difference.
Teenagers involved in neighborhood clean-up programs can see tangible evidence of how the clean streets and parks improve the community.
Teenage volunteers at food banks and soup kitchens are able to focus on the needs of others and see how they can fulfill those needs.
Many teenagers do not volunteer because they don't know how to get involved.
There are many resources that can help you find a service that's right for you.
The Internet is a great way to search for community service opportunities.
Your local community center or public library can be a good resource.
Ask teachers or parents how you can get involved.
There aren't enough main points.
There's nothing wrong with the outline.
There aren't enough subpoints for each main point.
There aren't enough supports for each subpoint.
Answer:
there are not enough subpoints for each main point
Answer:
B. There aren't enough subpoints for each main point.
Explanation:
The reason is that the outline has the main points which is good. But there isn't enough reasoning or smaller points to prove these main points.
Explain the process that economists use to conduct a cost benefit analysis (cbd)for a high speed rail
The economist uses the cost benefit analysis (cbd) for a high speed rail to determine the project benefit expected therein.
What is a cost-benefit analysis?This involves the tallying up all costs of a project and subtracting that amount from the total projected benefits of the project or decision.
Hence, the economist uses the cost benefit analysis (cbd) for a high speed rail to determine the project benefit expected therein.
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List and describe the 3 primary ways in which banks make
money available to consumers.
Answer:
Currently, the majority of large banks offer deposit accounts, lending, and limited financial advice to both demographics. Products offered at retail and commercial banks include checking and savings accounts, certificates of deposit (CDs), personal and mortgage loans, credit cards, and business banking accounts.
Banks earn money in three ways: They make money from what they call the spread, or the difference between the interest rate they pay for deposits and the interest rate they receive on the loans they make. They earn interest on the securities they hold.
Functions of Commercial Banks: - Primary functions include accepting deposits, granting loans, advances, cash, credit, overdraft and discounting of bills. - Secondary functions include issuing letter of credit, undertaking safe custody of valuables, providing consumer finance, educational loans, etc.
Explanation:
A company is considering two capital investments. Each requires an initial investment of $15,000 and has a 4 year useful life. Investment A has expected cash inflows of $5,000 each year for the 4 years for total cash inflows of $20,000. Investment B has the following expected cash flows: Year 1: $8,000; Year 2: $6,000; Year 3: $4,000; Year 4: $2,000; Total cash flows: $20,000. Using the payback period as the evaluation method, which investment should be chosen by management
Based on the cashflows from each investment, the investment that should be chosen based on the payback period is Investment B.
What is the payback period for Investment A?This can be found as:
= Investment / Annual cash inflow
= 15,000 / 5,000
= 3 years
What is the payback period of Investment B?= Year before payback + Amount left to be paid / Cash inflow in year of payback
= 2 + (15,000 - 8,000 - 6,000) / 4,000
= 2 + 1,000 / 4,000
= 2.25 years
The company should pick Investment B as it pays back sooner than Investment A.
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